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I have spent more than ₹25k this month and I got the communication from IDFC about the Golf access on my Select card. My query is that I currently do not reside in tier-1 city so cannot access, instead of it can my relative or friend access on my behalf from Tier-1 city without me being present...

Hello, I have been using IDFC Millenia credit card for around an year, got it preapproved due to existing savings account, have done all payments on time till now. However, the savings account was closed in April this year. Please advise how can I request for upgrade to Select/Wealth? Will...