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  1. saiki4116

    SmartBuy Vouchers Using Diners Black CC

    Is Primary and Addon card considered the same card? HDFC has the card number for both
  2. saiki4116

    Has anyone tried - AU Swipe Up Program ?

    Somehow pointing to older application. Contacted them on Twitter, after some follow ups it's approved and got the card
  3. saiki4116

    Port Blair, Andaman: WelcomHotel by ITC, Bay Island, Port Blair

    How many nights the stay is? Sorry I skimmed through it, couldn't read it in detail
  4. saiki4116

    Has anyone tried - AU Swipe Up Program ?

    I have applied on 14th May and KYC done in 14th itself. Got a call on 15th to send out a email from with work mail confirming WFH. No updates afterwards. What's the usual time AU takes to process application.
  5. saiki4116

    HDFC Preferred Banking Programme - Add Family Members.

    I got Preferred invite, but not taken the upgrade yet. Bit busy with other things.
  6. saiki4116

    ICICI AST YES for completing vkyc

    Similar thing happened to me, when I applied via their website, they have given option of Emerald, Saphiro instead of platinum chip card that I started the application. I closed the website and to my surprise, application id generated has gone to a limbo. Their CC are unable to track it. I had...
  7. saiki4116

    ICICI Bank charged me annual fees on my credit card even after meeting reversal criteria

    I have raised a ticket with RBI regarding Personal Lian CIBIL enquiry for Credit Card Application, they came up with non sensical Roy like this and closed the ticket. I have raised the ticket again, then they removed the Personal loan CIBIL enquiry.
  8. saiki4116

    AU CC application expiry

    I have sent a request to delete the Lead via email and their team called me and said that I would have to wait 45 days to get it deleted.
  9. saiki4116

    AU CC application expiry

    Never thought about it. I couldn't find lead Id or application ID. Do they take this request by call or email?
  10. saiki4116

    AU CC application expiry

    I have seen that AU offering some LTF card as a financial year end offer. I applied and they are offering LTF Au LIT card and paid Vetta and Zenith card, so didn't proceed forward as I was hoping to get their regular LTF I am about close SC ultimate card, so wanted to replace it with a AU LTF...
  11. saiki4116

    Is Standard chartered Ultimate really worth ?

    Even with the Redgiraffe which has lowest of platform fees, it comes out to be ~0.36%. No hope for other platforms.
  12. saiki4116

    Is Standard chartered Ultimate really worth ?

    Not much to worry, hardly using it unless there's a Citi specific offer. My card was LTF, Axis launched a new rewards card, most probably would be converted to that
  13. saiki4116

    Is Standard chartered Ultimate really worth ?

    SC, Citi are overly conservative. I wouldn't be surprised if SC rejects even if someone has good salary, but from a unknown company. Citi has given me 1L limit, because it has a partnership with our org for salary account, when HDFC has given limit of 50K based on the salary. Citi hasn't changed...
  14. saiki4116

    Is Standard chartered Ultimate really worth ?

    I have same thoughts and about to cancel it. The process to get Addon card is tedious and requires a bank visit, a lot more documentation than other banks and the add on card goes to the address of the add on card holder not the primary. They have wasted 2 months in to and fro for add-on card...
  15. saiki4116

    How to file a complaint against a bank on the RBI banking ombudsman portal

    I have created a complaint via email, got the acknowledgment. Acknowledgment mail went to Spam. Anyone facing OTP issue can send out a mail.
  16. saiki4116

    How to file a complaint against a bank on the RBI banking ombudsman portal

    I can, but I am afraid they might close it due to mismatch of registered Mobile number. I am also raising complaint with my mobile operator for the OTP, facing same issue with Hppay, Tatacliq
  17. saiki4116

    How to file a complaint against a bank on the RBI banking ombudsman portal

    @TechnoFino , I have to raise complaints against ICICI and SBI regarding unnecessary CIBIL Hard Enquiries, but I am not getting OTP from RBI Ombudsman Portal. What alternatives are there to raise the complaint? After looking at ICICI's outdated Ombudsman page, i was able to find
  18. saiki4116

    ICICI giving me Paid Sapphiro when I wanted Platinum LTF via Online Application

    Since they have done 2 enquiries. I would make them process with the same application number. I have called customer care, they are very keen to start another application rather than resuming the current application. I don't have any immediate need of ICICI card. Time to make them understand...
  19. saiki4116

    Cibil Transunion Membership, Worth it?

    @anirbanm , I have raised dispute in Cibil Website and they(SBI) have changed it.
  20. saiki4116

    ICICI giving me Paid Sapphiro when I wanted Platinum LTF via Online Application

    I already have a ICICI Amazon Pay CC and wanted Platinum LTF card for Amazon/Flipkart Sales. I have applied online, where ICICI have collected PAN, Adhaar, 1 year Salary Account Statement via Account Aggregator. After all that, it was showing Emirates Sapphiro(Paid) Sapphiro(FYF) Man U...
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