Search results for query: salary accounts with best benefits

All you’ve to do here is ask your RM/BM to take a spend based waiver. You qualify the income requirement but not the spends criteria ( 7.5 L in 6 months ) that’s the only blocker. Ask them to take that waiver and you’ll get your card as FYF.

again i am telling you.. dont chase them.. they will chase you...thats the reality with banks today..

I am an Imperia Customer with a monthly net salary of 3.78L. Currently, I use the Money Back card (MasterCard variant) with a credit limit of 11.24L (Wrongly posted as 11.28L initally). Additionally, I hold the Axis Magnus (non-burgundy Visa variant) with a limit of 9.2L, Amex MRCC with 13.25L...

I opened an HDFC Savings Max account (Product Code 193) last year. Its requirement is to maintain either ₹25K MAB or an aggregate FD amount of minimum ₹1.5L. I am doing the latter, and it's essentially a zero-balance account now. The debit card, which is an EasyShop Visa Platinum one, is LTF as...

Hi folks, My salary - 23 LPA fixed (monthly ~1.45L credited to bank after tax) CIBIL 782 I currently have multiple credit cards (including DCB LTF) and 2 ICICI Credit cards with limit of 9.5L on each. I wanted to apply for magnus for their travel benefits and for when DCB isn't accepted...

Have you tried asking for upgrade to wealth account from imperia and see if you can trade or invest with their hdfc securities. Maintains 50 lakhs trv there and try z

Just to add Magnus for Burgundy is free as per their document in the website

yearly spend are? few have mentioned 6-9 year spend in 7.5 month or take some investment through RM that the easiest way.. without spend chances are slim for existing hdfc cc customer. try to spend the required amount and till then hopefully reserve is launched.. and who know by then how much...

Here's what I'd recommend: 1. If you're not too picky about your spends and the max return for each spend then,. Keep the cards you have and use it for the occasional offers. 1 icici card is great for bank discounts. Your hdfc and axis solve for the other 2 as well. 2. For LIC and insurance...

The best I could find is 2 airport lounge access per quarter.

I'm also moving to HDFC for now since it's known territory and the service is generally good. My other options were Citi (now Axis) and ICICI. Both of which I don't trust. Citibank was really the gold standard for me over the last 17-18 years of my salary account experience. Nothing extra but...

I recently posted about My ICICI Emeralde Private Metal card. You can read it here - https://www.technofino.in/community/threads/its-coming-home-emeralde-metal-private.25095/#post-594287. And as I promised there, I am posting about my application process here. The application process: The...

I see. Obviously the right options (or any options for that matter) will depend on personal situation of people. One question for you - now that Magnus is out, which card will you use for Insurance Payments?

See I think the reason this particular range is not the banks target because they don't really make any money off them. You earn enough to pay off your debt in time but not enough to be able to give them business of above 1cr. One of the reasons I won't open too many accounts is that the assets...

Yes Axis RM's have a target & they are trained to pressurize customers to take some or the other policies through them. First I thought RM are always helpful now the real truth has come out that they are not bothered about you taking any non sense policies through them its just about fulfilling...

HSBC revamped their Cashback Credit Card back in December 2023, and I would say it stood out as an exception in a season of brutal devaluations. Since earning points for travel is becoming increasingly difficult, many people are shifting to cashback credit cards to enhance their value back. Now...

Hi All, Just wanted to share my journey over the years with HDFC credit cards and eventually getting Infinia Metal as it might be helpful for others who might be in a similar pursuit. May 2016 - First relationship of any sorts with HDFC in the form of HDFC Diners Club Rewardz CC [Now...

Same here. I do not live in a Metro or Tier 1 city. The challenge is real. That's why I'm back to Regalia or SBI's Cashback. The only card that will give me miles now is the one issued in foreign (Citibank, Amex, and a few others), but unfortunately, international cards are not accepted in most...

Hi is there any way to see reward points for a perticular transaction ... In current cycle after the payment is settled . So for eg I bought abc item from the card.. now transaction is settled I can see rp increase but I don't really know how much .. Is there any way I can see the rp...

Yes don't think about the hierarchy, Savings max is the best one in HDFC be it salary or normal Everything is free