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Hi, I have a Millennia Diners Club International variant. I don't have an account with HDFC Bank. The card has 14 digits (XXXX XXXXXX XXXX) instead of the usual 16 digits (XXXX XXXX XXXX XXXX) in the case of Visa / Mastercard. I am unable to pay the bill via NEFT / UPI. I add it as a...

I only have a Credit Card account with HDFC. Is there an app to manage the card, if you don't have a bank account with HDFC ?

Apple normally gives a discount on iPhones on HDFC Credit Cards. If I apply for an addon credit card for the Millennia ( to make it Lifetime free), will I be able to get discounts on both the cards or will only 1 card count ? Just wondering if it makes sense to apply for 2 credit cards ( one...