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I want to close PostPe account but now they are saying that the account will only be closed if I give a deactivation request on the app. When I open the app it says they have changed lender and they will open another loan in Cibil with the lender. I dont want to have a new loan in my Cibil now...

I think these are BNPL accounts or Pay Later could you help telling me which are which so that I can close one by one I took a Flipkart Pay Later does it get reported as IDFC Personal Loan in Experian and if yes can you tell me the steps to close it? Also there is a Innofin Solutions Personal...