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What is the ideal statement date for you, considering you have more than 1 credit card?

Does anyone have experience dealing with HDFC's Grievance Redressal team? I emailed them a couple of weeks ago asking them to change my credit card from Intermiles to Regalia. I got a reply from the CC Escalation team after two days, and since then they are just giving me a one-week timeline to...

Would it have a good impact on CIBIL score if I pay after the statement has been released instead of waiting for the due date? PS: I always pay in full except of course for EMI transactions.

To all Yaper users here, can you please give some tips or advice on how to maximise the use of Yaper and avoid getting your account banned.