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I used to receive millenia to regalia FYF offer every month for past 6-7 months, I didn't upgrade to it, instead I got merriott card, today I received the upgrade mail again, so just for curiosity I check the upgrade page, for my millenia card I received most ultra premium upgrade from HDFC...

Yesterday I was browsing about Tata neu credit card and out of curiosity I applied on hdfc's website knowing that the usual error as you already have the credit card.(I hold Millennia visa card) But to my surprise the application went through and I got list of co branded cards(neu, iocl...