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  1. knight

    Millennia Smartbuy Devaluation!! Amazon GV Conv fees raised to 3.8%

    HDFC Smartbuy - Gyftr has raised the Conv fees applied to Amzon Pay GV to 3.25% + GST. Leading to charges of ~38.35 rupees on a GV of 1000 INR. Earlier this charge was ~14.75 on the same transaction. The effective reward rate for Millenia is reduced to ~2.39% upon buying Amazon GV from...
  2. knight

    New HDFC Swiggy Credit Card Details Leaked!!!

    HDFC Swiggy Credit Card has been discussed for a few days on TFC as well as other communities and articles. So far, there was no confirmation on the exact features of the card except a few screenshots and rumors. Finally, the details are out! The card is an invite-only card as of now...
  3. knight

    HDFC Bank launches Digital Rupee app

    HDFC has launched it's own Digital Rupee app. Link to app: https://play.google.com/store/apps/details?id=org.npci.token.hdfc&hl=en_IN&gl=US Link to HDFC page: https://www.hdfcbank.com/personal/useful-links/quick-links/central-bank-digital-currency-feature Login might be restricted to people...
  4. knight

    Smartbuy 100 Voucher on Spends of 1000 in May (Including Instant vouchers)

    Hey Folks, Just found an offer from Smartbuy. Thought it might be useful so sharing it here. Complete 2 Transactions on SmartBuy in the Month of May and get Smartbuy Instant Voucher of Rs.100. Applicable if Total Spends in the month of May'23 via SmartBuy is Rs.1000 or above. Offer Valid on...
  5. knight

    Millennia Millenia Cashback Cycle - Amazon GV

    Hey folks, I was planning to buy amazon gv for upcoming insurance payment (40000). 1. Millenia has a cap of 1000 cb for 5% merchants. is this cap for Calendar Cycle or Billing Cycle? 2. What are the limits & tnc for smartbuy -> gyftr -> amazon pay gv. ( it's 6% - service fee right? ) 3...
  6. knight

    Credit Card Payment via Paytm MCC

    Hi Folks, Does paytm credit card payment mcc fall under Utilities? I was planning to pay cc bill in advance using hdfc platinum debit. Does it give 1% debit card cb for utilities like mobikwik?
  7. knight

    Which Millenia CC Variant is better?

    Hi, Millenia credit card comes in 3 variants. Visa, Mastercard and Diners club. Is any variant better from the other in terms of offers/ other benefits? I know that Diners covers more domestic lounges. But how is the acceptance of Diners at offline retail stores compared to Visa in india? I...
  8. knight

    Moneyback+ to Millenia LTF

    I currently have Moneyback+ LTF and was waiting for millenia for quite a while. The offer came but it's first year free and 1000 from next year. I'd prefer to upgrade to Millenia with LTF. How can i request them for LTF. Has anybody succeeded getting an upgrade with LTF?
  9. knight

    Offered Upgrade to Millenia. How to get LTF?

    Hi, I currently have Moneyback+ LTF and was waiting for millenia for quite a while. The offer came but it's first year free and 1000 from next year. I'd prefer to upgrade to Millenia with LTF. How can i request them for LTF. Has anybody succeeded getting an upgrade with LTF?
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