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  1. Hisoka

    Need help in building my credit card sheet

    I've a rent payment due tomorrow and from last 3 months I was paying rent through my Vistara Signature card, only to realise last week that rent payments neither give us CV points nor they're counted in milestone spends. Plus they were charging 1% convenience fee, so 1000 rs wasted for no...
  2. Hisoka

    Easy way to calculate total spends done done in renewal cycle

    Is there any way to easily calculate how much we've spend in current renewal cycle of a credit card. This will help to see how far are we from achieving the milestone benefit or fees reversal. The only way I know is to see every month's statement and add the amount. But that will not be accurate...
  3. Hisoka

    Power of 3 Credit Cards, 16k Food bill discounted to 4.7k

    Few days back it was my Mom’s birthday and we went for a brunch at Hotel Pullman, Aerocity. I’ve heard many things about the place and we wanted to visit there for a long time. But the buffet cost was 4K/head including taxes, which is 16k for 4 people Recently I read a post on TechnoFino that...
  4. Hisoka

    Best credit card for UPI payments?

    I want a credit card which can be linked with my UPI. Can someone suggest a good (preferably LTF) credit card? I was thinking of HDFC Tata neu card. Any other recommendation will be highly appreciated. Thanks
  5. Hisoka

    30% bonus points on miles transfer to Vistara

    On transferring Airmiles till 31st March. Vistara will give 30% bonus points. Don’t forget to enroll for this offer before transferring the points! Wish I’d Magnus few months earlier. I’ve spend 1 Lac in last month but couldn’t benefit from this offer as much 🥲
  6. Hisoka

    Best way to pay credit card bills?

    I've been using CRED for almost 6 months now but it just stopped giving cashback, like 5-6 rs max. Recently I came across a Technofino post where we can earn flat 1% cashback if we pay out CC bill via HDFC net banking (I hold HDFC account and have EaseShop platinum debit card). It this the best...
  7. Hisoka

    Best app to pay commercial utility bill without convenience fee?

    I want to pay 45k utility bill via my Axis Magnus credit card but Gpay is not allowing me to do. Says that UPI limit exceeded. And all other apps like Paytm, MobiKwik, CRED etc are charging huge convenience fees like 700-1000 rs. Any other app recommendation to pay utility bill via CC and 0...
  8. Hisoka

    Easiest LTF card to get for BOGO movie tickets?

    I want a card which provides Buy one Get one on movie tickets I tried applying for Axis Myzone (Back when it was LTF, applied online, rejected) Induslnd Legend (applied online, rejected) IDFC Select (applied online, only shows WOW card) I don't know why do reject so much online. I already...
  9. Hisoka

    Query | Maintain a lower credit utilization?

    Hey everyone I had a general doubt. I've Axis Ace credit card which gives 2% cashback on all offline transactions. I want to purchase a product of 40k, but my cc limit is only 50k. I purchase it, and i load my credit card with 35k before my statement gets generated. So when my statement gets...
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