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Who is everyone using for travel insurance? I've just been buying from policy bazaar but most coverage is inadequate or ineligible for my needs. Ex: lost upwards of 20L on bookings that had to be canceled due to the recent Qatar air space closure. The $500,000 platinum coverage from Tata AIG...

What about travel insurance?

Switzerland is very expensive. Family business.

Currently looking at 28L loss on business class flights and hotel bookings for a family trip.

You're dealing with a traditional behemoth of a financial institution, not a highly agile startup. So yeah many things are still 1990s.

Account freeze + AML audit and inquiry HIGHLY likely if you somehow manage to do it.

Third party deposits/credits to brokerage accounts may also trigger AML audits and reviews. IBKR has closed many accounts for this policy violation.

Yes, what to do with all the points anyone who gets this card will accumulate?

The admin has given you a very comprehensive answer. Schwab is no problem. I have accounts with Schwab and IBKR. Just keep US estate tax in mind while investing with Schwab. I don't keep more than $60k and will typically transfer to IBKR when crossing $50k. I prefer Irish domiciled holdings with...

No. You can only invest/withdraw from/to Indian account via LRS. Check LRS rules on capital account transfers for investments abroad.

Thanks, I will try. I thought they do aadhar everification through digi something.

But no proof of address document with that address. No aadhar ekyc required?

What if you don't have serviceable work or home address as per IDs but have a trusted serviceble address you visit frequently for card delivery? Anyway to approach this? Whenever I tried to apply previously it said pin code not serviceable.

Has anyone got this successfully when you don't live work or have any options in a serviceable city?

Olympus for all travel. Atlas for all domestic travel.

Lame offer from a terrible bank! What can you get with 20k avios? Seat selection?

Olympus/atlas Infinia Epm/times black

I wouldn't call it a scam. If you compare only the price, without considering the inclusions and benefits, then yes OTAs will beat their pricing most of the time. This offer is for those who find value in amex FHR /THC offerings and we hope to do better than that with similar inclusions.

This has always been there and applies to all amex cards for reward multiplier.