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  1. DEEP_RAY

    Understanding UPI Payment Delays: P2P vs Merchant QR Transactions

    When making UPI payments between individuals (P2P), the amount is usually credited instantly to the recipient. However, there are times when I have experienced delays, with the transaction status showing as 'PENDING' and the amount getting credited after up to 48 hours. I am curious about how...
    • DEEP_RAY
    • Thread
    • merchant p2p payment upi
    • Replies: 4
    • Forum: UPI
  3. DEEP_RAY

    UPI Transaction Failed Query

    Hi, A few months back I sent some money via DBS bank UPI. The transaction was instantly went to pending status and after 2 days it credited to the recipient. Now I have a query -- Can the same thing happen when I pay a large amount to a merchant ?? Because in that case it will be...
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