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I upgraded my regalia card to regalia gold recently but I'm unable to re-verify the new card in smatbuy(https://offers.reward360.in/regalia/rewards) to redeem points I'm getting this error: The card details entered is not enabled. Kindly revalidate and enter card credentials as per Bank’s...

As per the title I got a due of ₹0.03. minimum payment is ₹1. If I type ₹1 I won't allow to pay since it is higher than ₹0.03 how to pay this amount prevent getting cibil score tanked because of this