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Bank Name Reports bill payment to CIBIL for no spends. (Yes/No) AMEX Yes AU Bank Axis BoB Yes Citi Bank Yes Federal Bank Yes (OneCard) HDFC Bank Yes HSBC ICICI Bank Regular Card - No ; Apay Card - Yes IDFC Bank Yes Indusind Yes Kotak Yes RBL Yes SBI Yes ; still...

Does anyone know how can we increase credit card limit without income proof. Either we get the offer upfront from bank or requesting ourselves. Or if you know any specific way for any particular bank. All banks ways/tricks are welcomed. Edit: I am currently looking for HDFC limit increase...

Let's use this thread to list down all the cc that are LTF, it can be from any bank. Also if someone has a paid card as LTF they can share their experience on how did they got that as LTF an how can everyone else get it too for LTF. Adding a list of cards people suggested so that you don't have...

I have heard that some bank's (Eg. HSBC/ICICI) don't issue a credit card to someone who already has multiple number of credit cards. As I as have started building my credit card portfolio recently, So I would like to know your recommendations on which banks credit cards should I add in my...

Is there any way to get pre-approved credit card offer from the bank in which I don't have a savings account. For example, I want a pre-approved offer from ICICI Bank but I don't have any savings account with ICICI is there any way to get pre-approved offers from ICICI?

This may really sound senseless 😅 But what are all the possible lists of card that doesn't require income proof and solely issued on the basis of Credit Score. Note: I am talking about unsecured credit cards as well as C2C cards.