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1ST offer which I didn't except second preapproved again I planned to wait offer that I got today Now I dont know what to do. I was looking to get millennia with better limit but I think for the foreseeable future I am stuck with this offer. I was planning to buy IPHONE 13 with CC on...

I was talking to my RM and he told me to apply my preapproved Moneyback + LTF CC as HDFC is discontinuing LTF offers from 12th of September. But I am waiting for millininna. More experienced members can help with better understanding.

So last month I was getting indian oil CC with 25k limit but I didn't apply as some of you suggested to wait but after a month I am getting offer for money back plus CC with 50k limit. should wait for millennia or just go with it as of now I am having one card (unsecured with 30k limit) and...