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I received my PnB Rupay Select card last month aur uske baad Ekdm se Mera Wakt Badal Gaya, Mere Jazbaat Badal Gaye, Meri Zindagi Badal Gayi! As a iOS user I was not getting the Credit Card feature in any of the apps but with this card I got option in Bhim app. Now I can pay to ANY Upi QR code...