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I have an Axis Neo card as LTF which I got due to my first salary account. I don't really find this card useful. I also have an Axis Ace card which is my primary. I want to upgrade my Neo card to something better, but I don't want to pay a fee. Can I upgrade my Neo to MyZone LTF? I'm thinking...

A little backstory: I got the Axis ACE card in Jan 2021 after applying for it in the end of Dec 2020. I already had an existing credit card with Axis Bank in the form of Neo credit card, which was LTF as part of my salary account. ACE was given the same credit limit as Neo, which was just 40k at...