Search results for query: *

my recent credit card application was halted because the vkyc agent said my photo in pan card doesn't match my current face. the photo on pan is quite old. So i decided to apply for a photo change online, but the process is quite confusing. i uploaded scanned copy of my photo. some sites say I...

context and chronology: 1. i ordered an item from neu app on 31st March. 2. it got delivered to me on 1st April night. 3. on 2nd April, I raised a return request because the item was defective. 4. the item was picked up on 3rd April night. now I see my credit card transaction history in app...

i want to buy a mobile on samsung website. for the last 1 month, the website only has icici credit card offer, but i cannot use that as they want non-co-branded card only. does anyone know if samsung also keeps on rotating banks of credit cards like amazon/flipkart? or do they have a fixed...

any credit card or wallet offers for booking single movie ticket?

is payzapp classified as a wallet? the merchant name shows as PAYZAPP BILLDESK NON-BBPS when i try to pay credit card bill using UPI.

beginner question: the utilisation percentage that is reported to credit bureaus - is it based on statement balance, or is it based on maximum utilisation at any point in time? eg if credit limit is 1 lakh, i make transactions equal to 90,000 but pay 80k before statement is generated, the will...

hi all i have received credit limit increase from citi and hdfc today, but both are emails, asking me to click on buttons. i checked the apps and there is no offer for both. all other bank cli i did through app. but i am afraid because these emails were marked as spam from my inbox. sender of...

hi all please let me know if you can provide a reliable emailid or phone number for bluedart. credit card was dispatched by the bank, but the delivery guy came to the house when i was not present and insisted that he will leave the package with security guard/neighbors. after denying him...

nowadays almost all banks ask for pan card number while applying for a credit card, right on the first step of application. post verifying that, they show you the cards you are eligible for. my question: if i enter the pan number and go to the card selection step but leave the process and the...

idfc cc has started charging reward redemption charges since the last few months. any kind of redemption (cash/voucher) is charged. I think hsbc also charges. but this is not the practice industry wide. citi, diners do not charge anything for points redemption. even cashback cards like axis fk...

i have a prime, non-kyc amazon account. i have a hdfc dcb credit card, and also icici apay cc. i made a small premium payment by loading the apay balance using gyftr vouchers and dcb card, effectively getting an 8.7% reward rate. a few questions around paying lic premium through amazon pay...

see the offer screenshot that i am getting on Amazon banner. getting 10% Bank/cc off. i am purely thinking from the perspective of buying the coins and selling them to earn the difference. 1. how easily can a gold coin be sold in return for cash at jewellers like tanishq, reliance jewels...

hi all compiling a list of all the spends that we can do every month on cc and dc (pehli tareekh!) to complete spends for milestone to get fee waivers, monthly spend benefits, etc 1. rent, maintenance, utility bills 2. smartbuy vouchers for hdfc 3. paytm side loads (this method blocked for...

any idea if there is any major sale coming up? i want to buy a tab but for the last 1 week both amazon and flipkart are not having any good discounts running on credit cards. if any sale is due, i will wait to buy. thanks.

I added an axis bank cc in the Billpay section of my hdfc app. i got this email from hdfc: "Did you know you can earn up to Rs.1800 CashBack by setting up Autopay on your bills?" i want to know: 1. if i will earn 1% cashback by paying through my debit card, even if i don't setup autopay. 2. is...

all the cc that i have are ltf. i was exploring paid options also. which features of credit cards can banks withdraw, and which features cannot be withdrawn? i know discount coupons on brands change from time to time, so I am specifically enquiring about: 1) base rewards rate 2) milestone...

can we have a repository of ways in which we can load wallets using cc, but the MCC wouldn't be treated as a wallet load? many CCs have lower or no reward points for wallet loads. i know uber-amazon pay.

i have idfc wealth cc with 9% apr. I was thinking of putting this low cc rate to good use. i have never taken any loan or emi or even revolved money on credit card, so want to ask a few calculations from everyone here: suppose i want to buy a car pricing 10 lakhs. which of these would make...

hi, follow these steps to use ur amazon pay balance upi (not amazon upi) for paying credit card bills using credit card. prerequisites: load amazon wallet using credit card (thru uber or any other 3rd party app) kyc for amazon pay account. limitations: 5k txn in 1st 24 hours. 20k in a month...

hi all, I had used Cred for credit card bill payments a few years back and stopped using it when i saw that the points redemption options were limited to some unknown brands. recently when i joined this community i found that many are using Cred for high spends like rent payment and other...