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  1. cardio_guy

    Credit Card and Banking Suggestion

    ICICI’s recent devaluation of rewards has completely shattered my credit card usage plans. Here is a breakdown of my current situation and thoughts on next steps: Current Card Usage Active ICICI Cards: ICICI Sapphiro ICICI Coral Rupay (for UPI scans) Amazon Pay ICICI for most of my spending...
  3. cardio_guy

    Suggest to consolidate or close and optimize my cards

    Hey All, I'm taking another look at my card collection. I'm considering closing or consolidating some cards, or maybe switching to more efficient ones for all my needs. Just to give you some background, I started this card journey back in November 2022. It's been almost 2 years now and I've...
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