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  1. cardio_guy

    HDFC Credit Cards [Discussion] Unconfirmed: Does HDFC Restore Original Limit After Closing Pixel Card?

    I’ve been hearing that if you close your HDFC Pixel card, the credit limit might get released back to your main HDFC card. Apparently, there are 2-3 ways this can happen: 1. It happens automatically after closing the Pixel card. 2. You can write to customer care and request it. 3. If needed...
  2. cardio_guy

    Twidpay is interesting

    Ohhk. I noticed it recently only. Nobody had updated it here. Anyway Thanks.
  3. cardio_guy

    Twidpay is interesting

    Twid is integrated with Swiggy now. Ordered on Swiggy Instamart and I could redeem twid stars during payment and also earn stars after payment which can be used elsewhere next time. Extra savings is nice. Twid is getting better each day...
  4. cardio_guy

    SBI RuPay Platinum Debit Card | Rs1000 Flipkart GV, Rs2000 Nykaa GV, 1 Year Zee5, Rs250 Bookmyshow ticket etc

    We need to do those in the Rupay portal right? I just received it now - 10 mins back, yet to set the PIN.
  5. cardio_guy

    SBI RuPay Platinum Debit Card | Rs1000 Flipkart GV, Rs2000 Nykaa GV, 1 Year Zee5, Rs250 Bookmyshow ticket etc

    We need to do those in the Rupay portal right? I just received it now - 10 mins back, yet to set the PIN.
  6. cardio_guy

    SBI RuPay Platinum Debit Card | Rs1000 Flipkart GV, Rs2000 Nykaa GV, 1 Year Zee5, Rs250 Bookmyshow ticket etc

    Finally I got this card (my wife's account). But don't know what to do with it :D :P Need to first learn where and how to get the benefits. LOL
  7. cardio_guy

    Google Pay- Cibil - predict your score

    100% agree to you. Yes I am also in the same though process. One thing is that I hadn't looked at escalations earlier. Now I have written to CIBIL nodal officer and Google pay nodal officer. + Also filled their online complaint form...
  8. cardio_guy

    Google Pay- Cibil - predict your score

    Thanks, will try this. I also contacted the support, they told to clear cache, uninstall and reinstall. Did that, but still it didn't work. Google support is saying that they cannot unlink PAN details once it is linked. And asked me to contact CIBIL support.
  9. cardio_guy

    Google Pay- Cibil - predict your score

    Bump here - I posted in December 2024 that I cannot fetch my CIBIL score from Google Pay. After 6 months and trying all possible solutions, the issue remains unresolved. It works on all other apps, but not on GPay. I want to know if it's possible to unlink our PAN from the CIBIL check option in...
  10. cardio_guy

    Federal Bank Celesta or Indusind Tiger for Lounge access ?

    Thanks. I installed and activated loungekey app and saw that 2 accesses remaining for this year. I think if I go outside I will carry both the federal card as well as loungekey app. If the lounges are operated by loungekey I can show the app or membership details and enter there. That should be...
  11. cardio_guy

    TIGER CARD PRIORITY PASS

    Bump here - the priority pass is valid only for 1 year. What happens after that? Should we call customer care and ask for a new PP card? @aviator0123's original post was this. Did you get the answer yet?
  12. cardio_guy

    Federal Bank Celesta or Indusind Tiger for Lounge access ?

    I have both celesta and tiger. I exhaust domestic access on both cards. Fully utilise. But How to get international lounge for both these cards? Federal - since their tie up is through loungekey, is it enough to swipe the card directly at other countries? Or do we need any other card...
  13. cardio_guy

    My HDFC credit card journey and the way forward

    Fully paid! Not even fyf. 500 jf 500 af
  14. cardio_guy

    Credit Card Usage In India Surges By 15%; Defaults Rise by 500% In 4 Years

    Banks want defaults to rise. So they can charge heavy interests. Usage rise they don't care.
  15. cardio_guy

    Airport Longe review: Best Lounge Food at Cochin Airport? Earth Lounge Full Experience

    This is international terminal I guess. Are you sure it is domestic terminal in T1?
  16. cardio_guy

    Best Debt investment instrument in 2025!

    After you have retired from work, go here and place a withdrawal request. https://unifiedportal-mem.epfindia.gov.in/memberinterface/ It is pretty simple there are hundreds of youtube videos explaining the process.
  17. cardio_guy

    Best Debt investment instrument in 2025!

    You can put 60L in senior citizen parents name under SCSS. (30L each) 8.2% interest quarterly. Easiest, simple and best way is debt MF, especially moneymarket or ultra short term funds. Don't go beyond that. Deferred annuity policies are also OK, if you are paying in parts now and getting it...
  18. cardio_guy

    Suggestions needed to choose best LIC plan for age under 30

    Lic plans all of them give 5 to 6% returns if you calculate interest per se. But it is not fixed. Like if you start the policy today and die next week, then your dependant will get sum insured, in such case return will be high. But we dont take insurance to die. It's not wise to calculate...
  19. cardio_guy

    Suggestions needed to choose best LIC plan for age under 30

    Lic moneyback policy 20 years. Jeevan anand Jeevan utsav Jeevan umang These are some ok ok policies.
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