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Got the Kotak urbane as my first ever CC. Now, 4 years later it still has no offers for upgrade or enhanced credit limit. I tried cancelling but they just hit me with the "okay bro give us these details and we'll do it for ya" 😭 Anyone else find a way to escape the Kotak shitty cc quicksand?

I work for my family business & I've got 4 CCs so far. I've wanted to get an Amex for sometime now. I've applied 3 times and have been rejected all times after saying I've been "conditionally approved". Anybody else in a family business who've found a workaround? For playslips and income docs?

Can an addon card member be made the primary?