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  1. nirmalya

    Axis Bank launched Axis Bank Rewards credit card

    I don't have any poster for this, they just set up a temporary kiosk outside my office. But if you need the agent details I can provide you the number if you DM me. I think it will be only applicable for fresh application, if you have applied via some other channel and if it is a paid card the...
  2. nirmalya

    Axis Bank launched Axis Bank Rewards credit card

    I have applied this recently as LTF under corporate offer through offline agent near my office. They were also offering LTF Privilege and Select card also under the same offer. For your case, since you are existing customer, I don't think there is any other way than negotiating with customer...
  3. nirmalya

    HDFC Credit Card rejected after Address Verification.

    My brother is a salaried person. He applied for Swiggy LTF from Cashkaro/HDFC. His home and office addresses are different. Even after home address verification, they rejected the application. Not sure what was the reason.
  4. nirmalya

    SC Ultimate (Standard Chartered Ultimate) Upgrade Suggestion

    Selection of rewards became rubbish after devaluation. Marriot one was there couple of months back. It gets changed time to time. So, you will either have to wait it for again or select from the available ones. I can see ITC is still there.
  5. nirmalya

    Revaluation SBI Debit Card Reward Point - Changes w.e.f. 1st May, 2024

    But we cannot pay SCB bills via Mobikwik as it is not on BBPS. It seems like I will need to apply Virtual Rupay DC and cancel the Visa one, if I want to pay via Billdesk.
  6. nirmalya

    SBI Rewardz: Accelerated 5X/10X Reward Points under Monthly Campaigns. (No Offer Live Currently)

    Amex, SCB Billdesk pe Visa cards accept hota hain? I tried with SCB Billdesk, it is not accepting Virtual Visa DC.
  7. nirmalya

    Revaluation SBI Debit Card Reward Point - Changes w.e.f. 1st May, 2024

    But only Rupay is card allowed via Billdesk and it is not allowing Visa card. People reported that for additional reward is not being credited properly for Rupay card. Seems like we are in a pinch. 😕
  8. nirmalya

    Let's Talk Credit Card Retention Offers

    Sharing my experience in terms of retention offers offered by different banks : Axis: Closed my paid Flipkart when it was being offered as LTF. I called them to convert it to LTF, but they denied it and instead offered me a fee reversal. I declined as I wanted space for Airtel Axis and had...
  9. nirmalya

    Any mid level credit card with shared international lounge access for add-on cards?

    But I think it will be still considered as Domestic lounge access as it is within India, even though terminal could be International. Any lounge access outside India will be considered as International lounge access.
  10. nirmalya

    Festive Offer: Lifetime Free HDFC Bank Swiggy Credit Card | 5% Cashback Online 🔥

    What about existing Swiggy HDFC holders? Is there anyway to convert paid card into Lifetime free?
  11. nirmalya

    SBI Card Got the Sbi Cashback Card Through Net banking

    Even from Netbanking, my application got rejected due to internal policies. (SBIC25). Does anyone know what SBIC25 code means?
  12. nirmalya

    SC Ultimate (Standard Chartered Ultimate) Upgrade Suggestion

    These are the current vouchers available in the portal.
  13. nirmalya

    SC Ultimate (Standard Chartered Ultimate) Upgrade Suggestion

    Keep trying with different with agents. Someone will take your request. Some of them are just ignorant about their own bank policies.
  14. nirmalya

    SC Smart cashback redemption (minimum amount)

    As per the FAQs, if it is through Billdesk Or SC Bill Pay then you should get 2% cashback. Not sure about any other platform.
  15. nirmalya

    SC Ultimate (Standard Chartered Ultimate) Upgrade Suggestion

    You may try again with different agent stating that for your existing card you don't have enough points/cashback to redeem and you want to continue both cards.
  16. nirmalya

    Mobikwik reinvested P2P lenders' money without their consent

    I had invested in CRED mint. Due to a policy change, their min. amount for investment was increased to ₹2 lakh. They refunded the amount with interest few days back as my investment was less than ₹2 lakh.
  17. nirmalya

    Suggestion for Lumpsum expenses on Dining

    Check this screenshot they even print this out specifically to notify that they will not accept Eazydiner Or Swiggy Dineout for buffet. They are pretty adament about it. 😂 I have tried with different number earlier the response was same. However, I previously had booked Ala Carte then made...
  18. nirmalya

    Suggestion for Lumpsum expenses on Dining

    Thanks for the sugeestion will try to negotiate them for a direct discount.
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