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  1. Fini7777

    Indusind Pinnacle Credit Card: Fee waiver

    They reversed the fee of 15k +gst 2 days ago and as of now they didn't charge 5000 fee May be they might charge the fee in future if I don't spend 50k in 90 days
  2. Fini7777

    The Ultimate Credit Card Guide – One-Stop Solution for All Your Queries with RR Analysis!
    Threadmarks: New features Added - 04-03-2025

    I’ve updated my Credit Card Guide with the latest information and improvements! Here’s what’s new: Sheet 1 (Credit Card Database) ✅ Added more cards – now covering 17 issuers & 105 cards ✅ Included new ICICI & IDFC credit cards ✅ Updated ICICI reward rates with the latest iShop portal data ✅...
  3. Fini7777

    Unlimited or Maximum Railway Lounge Access

    I think these are the only 2 cards without any spend req Let me know if u know any other cards without spend requirement
  4. Fini7777

    Unlimited or Maximum Railway Lounge Access

    Au ixigo- 4/qtr Hdfc irctc- 2/qtr
  5. Fini7777

    290% Credit Limit Increase on Axis Bank Ace Credit Card!

    Holding axis airtel and neo for more than 1.5 yrs no luck Sent the sms just now
  6. Fini7777

    Axis Credit Card Rejection - Should I Ask for Reason?

    It might be a glitch or an automated random entry I've seen 100,1000, max 100000 but 3000000.... strange From my experience I can say that this number does not impact your credit score directly. What u can do is ask axis bank that why they entered such high amount without your request If...
  7. Fini7777

    Axis Credit Card Rejection - Should I Ask for Reason?

    Expected this from Axis Bank. Like I said before, they give any random reason and close the case, and sadly, the RBI couldn’t intervene or do anything here. Banks can have their own internal policies, but in my opinion, the reason they provided above is not valid. the RBI Ombudsman does not...
  8. Fini7777

    Joining Fee Charged Without Credit Card Activation - Query & Discussion

    I already spent around 40k for my relative's university tution fee... Officially they did not mention any merchant restrictions on this 50k spend req so, any txn may count towards fee waiver.
  9. Fini7777

    Pinnacle Joining fee waiver

    Update: Received reply from PNO Please accept my sincere apology on the experience you had with our Bank on occasions cited by you. I request you to view this experience as only an aberration and not a reflection of our service standards. Please permit us to clarify as follows: Basis your...
  10. Fini7777

    Indusind Pinnacle Credit Card: Fee waiver

    Update: Received reply from PNO Please accept my sincere apology on the experience you had with our Bank on occasions cited by you. I request you to view this experience as only an aberration and not a reflection of our service standards. Please permit us to clarify as follows: Basis your...
  11. Fini7777

    Joining Fee Charged Without Credit Card Activation - Query & Discussion

    Update: received reply from PNO Please accept my sincere apology on the experience you had with our Bank on occasions cited by you. I request you to view this experience as only an aberration and not a reflection of our service standards. Please permit us to clarify as follows: Basis your...
  12. Fini7777

    Which Debit Card to use for Credit Card Bill Payment in February & March 2025

    phonepe, SBI Unipay, Freecharge
  13. Fini7777

    [PLEASE HELP] Best Credit Card for Paying CA$75,000 (45L) in University Fees?

    YES Private card (1.90%) Axis Reserve card (1.73%) Axis private (3.50%) Axis Olympus, Primus (~2.50%) 4L/year: AMEX Plat Travel (~3%) 7.5L/year: RBL World safari (0.23%) 5.5L/month: YES Marquee (0.82%) The RR I provided is net return after deducting 2.5% and Forex mark-up fee I personally...
  14. Fini7777

    Which Debit Card to use for Credit Card Bill Payment in February & March 2025

    Received 3k bonus RP + 3k base RP on 1.6L cc bill payments today using sbi vdc Thanks @Abhishek012 for the detailed post
  15. Fini7777

    Joining Fee Charged Without Credit Card Activation - Query & Discussion

    They charged me the membership fee of 15k plus GST today PNO asked me to write them back if JF of 15k is deducted from card So, I've to reach out to them again
  16. Fini7777

    IndusInd Select Account and Legend Credit Card Linking

    They gave diff replies and ways to many ppl here But as per our experience just link ur card via net banking or map it via branch Make sure ur acc and card are selected in preferred accounts and cards section That's enough.... If u still want to be in a safer side just follow the cust...
  17. Fini7777

    Indusind Pinnacle Credit Card: Fee waiver

    Yes it's better to pay the fee and fight with them later
  18. Fini7777

    Indusind Pinnacle Credit Card: Fee waiver

    Can u pls share their reply or tell me if they reverse the jf and agreed for jf waiver on spending 50k in 90 days
  19. Fini7777

    Indusind Pinnacle Credit Card: Fee waiver

    Yes, the JF was not yet deducted I've already sent email to PNO and received a reply today They asked me to send an email again once the JF is deducted from card Actually I activated card day before yesterday and spent around 40k Let's see, if I find any jf debited I'll send an email again
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