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  1. Suspicious Activity

    Change 'rented house' to 'own house' in CIBIL report

    Wow. This is an interesting question. Us bankers normally update the code from a drop down menu. And in the absence of ownership data, present address is usually updated as rented. There is an option to change the address to owned in Finacle(our bank's system). You will have to check with the...
  3. Suspicious Activity

    Memory lane: your first credit card

    My first at 23. ICICI platinum. No other cards till 2020. Then 22 cards in 2021 and 2022.
  4. Suspicious Activity

    Upgrade Your Amex Card and Get 1,35,000 MR Points

    Hey man. Same here. Smart earn card with paltry limit of 1 lakh since 2018. Logged into the app and saw the offer
  5. Suspicious Activity

    New notes packets

    Go to the Service/Operations Manager of a bigger branch of any PSU. They can help. Am based in a different state. Sorry
  6. Suspicious Activity

    New notes packets

    Haha. I work in a bank and for the last two weeks, we have been more busy providing new notes packets rather than doing some actual work. Where are you from?
  7. Suspicious Activity

    OneCard devaluation from 15th December onward - No Reward On Fuel

    Moro BoB. Seithi pain au BoB card miluni.
  8. Suspicious Activity

    Removing NPA account "LSS" even after 36 months of NPA date ?

    It doesn't consider the last 36 months for score calculation. It only SHOWS the last 36 months. If an account is in NPA, it won't drop off from your report after 36 months. It will continue showing loss and eventually, if and when the bank writes it off, the status will be updated as Written...
  9. Suspicious Activity

    Removing NPA account "LSS" even after 36 months of NPA date ?

    Likely scenario - bank had not updated guarantor details/kyc in loan due to which cibil reporting was unsuccessful. Someone from recovery team just realised that fact and updated your kyc in the loan account. One document is more than sufficient for adding as loan guarantor. You cannot...
  10. Suspicious Activity

    [News] - AMEX Expansion in India?

    Also the reliance trends stores in bbsr.
  11. Suspicious Activity

    YES BANK Virtual RuPay Credit Card launched

    Asking the real questions
  12. Suspicious Activity

    Multiple Loan fraud using my Brother in Law's PAN

    I took the annual subscription for ₹500 through this forum.
  13. Suspicious Activity

    Credit card spending surges to record in India in sign of stress

    https://www.deccanherald.com/business/markets/credit-card-spending-surges-to-record-in-india-in-sign-of-stress-2704568 Kaun bolega unko sab CC rotation main Lage hue hain??? 😂😂😂
  14. Suspicious Activity

    Bengaluru techie hacks Reward360 website, steals worth crores of GVs.

    Not a TFian. Yahan se hota Club Marriott se booking karta
  15. Suspicious Activity

    What is the best Life Time Free (for all) Credit Card?

    Tera W upar chala gaya hai 🤣
  16. Suspicious Activity

    BOB Eterna Life time free????

    Wasn't it a LTF offer till March this year?
  17. Suspicious Activity

    What is the best Life Time Free (for all) Credit Card?

    Oldest account and oldest credit card.
  18. Suspicious Activity

    What is the best Life Time Free (for all) Credit Card?

    Naah. It's on visa. It's the most basic card with annual fees of ₹199. It's always offered free but unlucky me.
  19. Suspicious Activity

    What is the best Life Time Free (for all) Credit Card?

    Very few cards are LTF for everyone. I am one of those rare people holding paid ICICI Platinum card since 9 years 😭😭
  20. Suspicious Activity

    What is the best Life Time Free (for all) Credit Card?

    Since long. Mine was upgraded from Diners Clubmiles LTF
  21. Suspicious Activity

    Car Loan Transfer to Other Bank from BOB.

    Asked coz interest seems to be a bit on the higher side.. am a banker in the retail segment, so just asked out of general curiosity. Sorry if the questions were intrusive😂
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