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I don't think it's an upgrade; it's a downgrade. Some useful features are missing. A new CVV issue for IndusInd Amex cardholders. There’s nothing new to explore. The interface lags. The only good thing I noticed is a slightly better UI.

what you can do is: First Contact the Lenders Raise a service request with their customer support to confirm whether they report to CIBIL. Ask them to manually update CIBIL for your loan accounts. Use the term: "My loan account is not reflecting in CIBIL. Kindly ensure it is reported to all...

Found one of the most underrated HNI banking programs from a PSU bank—BOB Masterstroke and BOB radiance. On paper, it outshines most other HNI offerings, but do they truly deliver? While it’s true that BOB’s online banking facilities are not the best, I still feel they are better than IndusInd...

Most of these features are now just on-paper benefits rather than practical advantages. Banks emphasize them to attract new customers, but their actual usage has significantly declined. Regarding the locker facility—though I don’t want to delve too much into this—it’s a major scam by many banks...

Yes, it's possible We just need to req for scheme change/upgrade

No that will not impact your current applic.

It's not pre approved, it's LTF for you Most of the times they don't ask for income proof Most likely your application goes smoothly if you have good profile and existing other bank credit cards Go Ahead and fill the form with a good hope, make sure that you fill the address details correctly...

Yes, it's for new applics u can upgrade the card later if u have cobranded card. I had hdfc TNI and I recently upgraded TNI to FYF millennia

It's a good card, brother. Take it if you want. If you are not getting a 10% instant discount, simply upgrade your Swiggy card to a FYF Millennia credit card(Later conv this card to LTF) after six months. Don't miss this opportunity—you can easily upgrade the card via email. Mark this as...

I'd suggest you follow this path Start with BoB’s official grievance redressal (written/email complaint). If no response within 30 days → File an RBI Ombudsman complaint. For compensation → Approach the Consumer Forum. Report banking code violations to BCSBI. As long as you are in the right...

I don't fall under the salaried category. You're absolutely right keeping a large sum in a savings account isn’t ideal due to the low returns. However, I also don’t want to invest this lump sum in market-linked instruments right now. Given the current volatility, investing a significant amount...

They reversed the fee of 15k +gst 2 days ago and as of now they didn't charge 5000 fee May be they might charge the fee in future if I don't spend 50k in 90 days

I’ve updated my Credit Card Guide with the latest information and improvements! Here’s what’s new: Sheet 1 (Credit Card Database) ✅ Added more cards – now covering 17 issuers & 105 cards ✅ Included new ICICI & IDFC credit cards ✅ Updated ICICI reward rates with the latest iShop portal data ✅...

I think these are the only 2 cards without any spend req Let me know if u know any other cards without spend requirement

Au ixigo- 4/qtr Hdfc irctc- 2/qtr

Holding axis airtel and neo for more than 1.5 yrs no luck Sent the sms just now

It might be a glitch or an automated random entry I've seen 100,1000, max 100000 but 3000000.... strange From my experience I can say that this number does not impact your credit score directly. What u can do is ask axis bank that why they entered such high amount without your request If...

Expected this from Axis Bank. Like I said before, they give any random reason and close the case, and sadly, the RBI couldn’t intervene or do anything here. Banks can have their own internal policies, but in my opinion, the reason they provided above is not valid. the RBI Ombudsman does not...

I already spent around 40k for my relative's university tution fee... Officially they did not mention any merchant restrictions on this 50k spend req so, any txn may count towards fee waiver.

Update: Received reply from PNO Please accept my sincere apology on the experience you had with our Bank on occasions cited by you. I request you to view this experience as only an aberration and not a reflection of our service standards. Please permit us to clarify as follows: Basis your...