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I reloaded again via Biz black today at 87.25... cumulative load is more than 2000 usd via 2 loads... so 2000 usd limit is not an issue while loading at least

You have mentioned multiple times that TRV outside ICICI is not counted. Were you expecting it to be counted in the first place? No banking relationship accepts TRV outside their system, as it does not generate any income for them.

Weekly travel is all personal? Or is it corporate reimbursed? You can use air India and book redemption flight once in a while when sufficient points accumulate.... Or use Indigo bluechips to reduce the cost while booking Indigo flights. #1 will work better while doing smartbuy bookings. #2...

There is no zero brokerage plan of ICICI.... Whenever you do rebalance / selling of 10L securities, there itself you will loose lot of money compared to zerodha. Please do all the calculations properly before jumping into it. Also 10L demat is relatively small amount for it to be considered as...

I visited branch today for collecting the card... Showed driving licence as ID proof and got the card Just carry passport with you and it should suffice in case they ask. Rest of the documents are optional

Rate offered by HDFC today is around 87.51 (while market rate is 85.6)... So not so much loss from 88.xx loading done by many folks here

Cash advance fee for IDFC WoW is 199+GST and Interest on cash advance (abroad) is 0... same as Mayura. Have used it multiple times

I got the Regalia forex card kit today from branch... But when I try to login on hdfcbankprepaid portal, it says invalid usernam or password... Do we have to wait for some time till I try to login after collecting the card?

I have edited last part of my comment.... Normal Magnus will give 7% in the form of miles / hotel points on all spends above 1.5L in a month.... I don't think there is any other card that will match it... May be a Plat travel on different PAN can help ... Plus you will also get fee waiver for...

If you are willing to put 30L in FD, it will happen quickly.. or 30L in savings account will also work… you can take out 20L post approval of MB card and maintain 10L AMB It is usually painful for people who want to get MB card with 10L AMB/AQB Normal Magnus is also decent for your kind of...

Magnus Burgundy will give highest returns for such kind of spends… unless they include significant amount in jewellery (which is exclusion category for Magnus) Other option is to take one more Atlas / Plat Travel in spouse’s or family member’s PAN

No it won't. Makemytrip is Indian company... INR is Indian currency, then why will it charge forex markup?

Axis Atlas will give … SBI cashback no

I am also getting "server error please contact system administrator" error. Tried multiple times since morning

I think new policy came into effect before your card was approved / delivered. You can check on that. If that is not the case, then you can fight it out with PNO on the argument that your card was delivered before policy came into effect

Yes... Once in a lifetime policy was introduced by Axis...no welcome bonus again and again. You can do google search on it and you will find relevant articles... There some threads on this forum too and discussions specifically on Samsung Infinite card which people were exploiting due to this...

You can do small transaction and confirm with bank on MCC... that is one option. Do one google search on technofino / reddit to check if people have reported any issues ... thats the second option. At lest for many airlines you will come to know whether Atlas gives 5% miles or not from these...

Some Airlines such as Cathay Pacific (and in your case Vietjet) give travel agent MCC while booking tickets in INR... It is a known issue and you can read more about it on this thread... You can try raising the complaint, but not sure if it will yield anything fruitful. Travel agent MCC gives 2%...

Would you know if this card can work on Hong Kong metro tap and pay? I know visa tap and pay works there, but not sure about this card. Primarily thinking of using this instead of Octopus

If you read through the posts, no one is saying that it gives google rate while loading. Loading is usually at 2% markup. Cross currency is at google rate. When you swipe at PoS you will know