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  1. P

    New Update regarding IDFC FIRST Bank Credit Card---Mixed changes

    Doesn't matter whether the atm can dispense 40 notes or 400, you will not be given more than 10k worth of notes per transaction
  2. P

    New Update regarding IDFC FIRST Bank Credit Card---Mixed changes

    Yes, but you are already paying Rs.235 as extra charge, so, its not worth
  3. P

    Max. Cashback on buying a car with CC on Smarthub Vyapar QR payment

    Maybe the merchant disabled CC payments?? I did similar payments earlier with SBI CB CC and haven't faced any issue
  4. P

    Max. Cashback on buying a car with CC on Smarthub Vyapar QR payment

    I have negotiated with the car dealer to pay the full amount via CC swipe at additional 1.25% charges but dropped the idea as the max. CB that I can get using the cards I have is 1.5% (since it is an offline payment) and it doesn't worth the hassle for 0.25% profit. While paying the booking...
  5. P

    How to pay HSBC Card bill?

    I have payed via billdesk but not for HSBC, try for a payment of Rs.10 and check
  6. P

    SBI home loan Fraud by branch

    SBI offers two different insurances with their home loan: 1. Home insurance (mandatory) 2. Home Loan insurance (voluntary) Refer to the articles below: the 2nd articles mentions it as "insurance" https://www.sbirealty.in/blog/difference-between-home-insurance-and-home-loan-insurance...
  7. P

    How to pay HSBC Card bill?

    Try this..! https://www.billdesk.com/pgidsk/pgmerc/hsbccard/hsbc_card.jsp
  8. P

    Victim of wrong MCC code - Lost a significant amount of money due to surcharge

    I am using iOS, here is the process..! IDFC app--->credit card-->select transactions tab/slider (not the icon)--->click on individual transaction--->download receipt I have highlighted the MCC code in the pic
  9. P

    Victim of wrong MCC code - Lost a significant amount of money due to surcharge

    If you have IDFC CC (I use my wealth CC but any IDFC CC should work), do a transaction of Rs.10, the MCC will reflect immediately in the transaction receipt in the IDFC app.
  10. P

    Axis Airtel offering separate cashback for Airtel recharge and electricity bill?

    MRP 155, 179, 199, 289, 296, 455, 489, 509, 1799 which offer unlimited voice with fixed Data are accretive only on the same individual price point i.e when current and subsequent recharges are done with same MRP. MRPs 209, 239, 265, 299, 319, 359, 399, 479, 499, 519, 549, 666, 699, 719...
  11. P

    Get discounts and cashbacks. Introducing LittlePixi: Find best working coupons

    Ok, got it. Just a suggestion, may be you could put a note in the description and mention in letters such as "Two point Five Percent"? Really appreciate your effort, it's good to see all the offers at one place. Thanks for your time and patience
  12. P

    Doubt regarding HDFC Credit card upgradation

    ID : grievance.redressalcc@hdfcbank.com
  13. P

    Doubt regarding HDFC Credit card upgradation

    I had Regalia FIRST (stripped down version of Regalia) as an LTF card (salary account) for a long time. Got upgrade offer to Millennia last year, but as an FYF. Reached out to customer care and requested for LTF as I was already holding Regalia FIRST as LTF card, They happily obliged and now I...
  14. P

    Bengaluru techie hacks Reward360 website, steals worth crores of GVs.

    Not getting reward points...! Commoners: complaint to cc, fed up and leave it TFians: Fight till it reaches RBI Ombudsman This guy: Hold my card...!
  15. P

    Need Credit Card Suggestion

    There will be a Cibil hit unless it is a pre-approved card (usually received in email or can show in netbanking page). Take any Rupay CC
  16. P

    Need Credit Card Suggestion

    1. AU, IDFC, Kotak and PNB...easy to get and mostly LTF 2. Wait atleast 6 months for an upgrade
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