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Don't depend on any guides... pls do your research by searching Axis Axis Atlas on this forum and visiting the threads. Also you can refer to some latest youtube videos from channels such as spendwisely, cardacademy etc. In general, use card everywhere to get 4% mile returns ... use on direct...

Except Infinia, most of other cards you have are little useless, may be with exception of Amazon Pay and FK Axis (both of which can be replaced by SBI Cashback) Axis Atlas is definitely one card that will fit your goals, along with it Amex Plat Travel is good (not the trifecta... I personally...

Before this, it was there in 2019 and then directly in 2025. Although in 2019 it was 10x and it was 5x now

90 days is counted from when card is activated. In my case, I had activated the card almost 15 days after I received it, so 90 days counted from activation date. I had confirmed this with customer care and taken it in writing. You can do the same

1. Yes it is possible to talk to your RM and get new company added as part of tie up. Try talking to your RM in a positive tone, but indicating that he can loose a good customer if new company is not added to tieup list. Do not talk about loosing Magnus burgundy card. As far as I know, adding a...

- Redgirraffe - Yes - No

Thanks for sharing experience..... How did you accumulate Avios? Which cards were used? and How is the transfer process?

I reloaded again via Biz black today at 87.25... cumulative load is more than 2000 usd via 2 loads... so 2000 usd limit is not an issue while loading at least

You have mentioned multiple times that TRV outside ICICI is not counted. Were you expecting it to be counted in the first place? No banking relationship accepts TRV outside their system, as it does not generate any income for them.

Weekly travel is all personal? Or is it corporate reimbursed? You can use air India and book redemption flight once in a while when sufficient points accumulate.... Or use Indigo bluechips to reduce the cost while booking Indigo flights. #1 will work better while doing smartbuy bookings. #2...

There is no zero brokerage plan of ICICI.... Whenever you do rebalance / selling of 10L securities, there itself you will loose lot of money compared to zerodha. Please do all the calculations properly before jumping into it. Also 10L demat is relatively small amount for it to be considered as...

I visited branch today for collecting the card... Showed driving licence as ID proof and got the card Just carry passport with you and it should suffice in case they ask. Rest of the documents are optional

Rate offered by HDFC today is around 87.51 (while market rate is 85.6)... So not so much loss from 88.xx loading done by many folks here

Cash advance fee for IDFC WoW is 199+GST and Interest on cash advance (abroad) is 0... same as Mayura. Have used it multiple times

I got the Regalia forex card kit today from branch... But when I try to login on hdfcbankprepaid portal, it says invalid usernam or password... Do we have to wait for some time till I try to login after collecting the card?

I have edited last part of my comment.... Normal Magnus will give 7% in the form of miles / hotel points on all spends above 1.5L in a month.... I don't think there is any other card that will match it... May be a Plat travel on different PAN can help ... Plus you will also get fee waiver for...

If you are willing to put 30L in FD, it will happen quickly.. or 30L in savings account will also work… you can take out 20L post approval of MB card and maintain 10L AMB It is usually painful for people who want to get MB card with 10L AMB/AQB Normal Magnus is also decent for your kind of...

Magnus Burgundy will give highest returns for such kind of spends… unless they include significant amount in jewellery (which is exclusion category for Magnus) Other option is to take one more Atlas / Plat Travel in spouse’s or family member’s PAN

No it won't. Makemytrip is Indian company... INR is Indian currency, then why will it charge forex markup?

Axis Atlas will give … SBI cashback no