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But which app are you using to pay to Amazon merchant QR? Amazon app? It is asking for some serial number to pay

So basically only your Emeralde PVC credit card is singled out as an exception by them? But for EPM, they reversed it just like they reverse for any of their other paid cards - Sapphiro, Rubyx etc upon meeting spends criteria? This is a strong development in your favour. Hopefully they will...

Yes I've heard of them giving auto LE to some. What I don't know is whether they ever give LE to pre-approved AU Lit card owners who got it without any income docs, SwipeUp or address verification

Someone again claimed today they're giving it LTF on Xwitter: I told him to confirm it as well with ICICI Bank rather than Adani One customer care. Let's see what they say, will know in a few days

Zenith+ never given as LTF I think unlike the now severely devalued Zenith. Best to stick with AU Lit then

Btw Kotak CEO/MD said in some interview that they will launch 3-4 new credit cards to recapture the lost market this year but not all at once, with a gap of 2-4 months between each card. Only the first new one to launch is known which is for HNIs - Solitaire card 🤦🏻‍♂️ Found the link: Exclusive...

The static QR at my food and snacks shop does have a timeout of 2-3 mins as mentioned above. If the OTP doesn't come fast, I've to scan the QR code again otherwise payment fails or gets stuck. These days, what I do is since I've taken a photo of that static QR and printed and laminated it, I...

Sorry to take a teensy bit offtopic from RBL which is the topic of this post but I haven't the faintest idea where I can find IndusInd discount offers so anyone please DM me if there's an IndusInd offer, as I struggle to meet spends target/milestone on IndusInd credit cards. I saw at Zepto a few...

Can you update it for Zenith+ ?

RBL offers still somewhat can be found on airline sites and sometimes Amazon, Flipkart etc. IDFC also has offers. But IndusInd is truly once a year when their Rewardz Festival starts. And Standard Chartered no offers AT ALL 🤭

Yes it's cobranded with Tiger Fintech Pvt Ltd (Bajaj Capital company). Since it gives domestic + international lounge access without any spends and is lifetime free, maybe they don't approve it as easily as Legend. It was good for frequent flyers when the RPs could be transferred to Club Vistara...

Wow all LTF?

I applied for RBL Play on March 12, 2025 but still "Processing". But it's my 4th card I am trying to get after 3 LTF - SaveMax Visa, Duet Mastercard and ShopRite RuPay

It's based on IP address and other forms of location tracking or device identification for many banks. HDFC or IDFC ask for OTP if device or location is not the usual one. For me, HDFC has never annoyed me with OTP in over 3 years of having their account

Many banks don't require OTP for netbanking and it's good. It should always be optional, not forced. Those who want extra security can always enable it. Union Bank has it but it can be enabled, it's not forced. Bank which don't force or require OTP: HDFC, ICICI, IndusInd, Federal, DBS, BOB...

It's a little more complex than just yes or no answer. Depends. Read this: https://www.technofino.in/community/threads/bharat-qr-the-npci-payment-saga.30067/ BQR is rare/hard to find

Yes if the QR is BharatQR, SBI Cashback and other Visa/MC cards will be shown. Of course you need to add any Visa/MC card in GPay before scanning for it to show up as eligible payment methods. If the scanned QR is only a UPI QR, then only RuPay CC and bank account will show, Visa/MC won't be...

OK so maybe the clown at Indie who goes to sleep after crediting gems never again takes a look for that account. Despite raising complaints for Jan gems in Feb and March, no response from the clowns. Every month have to remind the clowns about some missing gems

My Axis Airtel was new issuance only yet declined. I plan to give them some hell with RBI's help soon

In my case some bad things happened this year. In the past, I had My Zone Visa card only. Closed it long ago to get Neo RuPay. This year, I already had Neo RuPay, Axis Ace and Kiwi RuPay. I closed Axis Ace in Feb as well as Neo RuPay. Then applied for My Zone MC. Still it was declined. On the...