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Interesting. Thanks. But I want to avoid the mental overload of getting and maintaining cards that I don't use extensively. That's why I only hold one card at the moment.

Thanks. Yeah, I too ended up liking M4B the most with similar logic. However, I am a little unsure about Axis's credibility in general. HDFC has a rock-stellar reputation. You have a long term experience with Axis?

I see. Thanks! Don't know the MCC yet. I will be using the company's Benevity portal. I will do a sample transaction and cross check with HDFC. Customer support should be able to confirm the MCC once the transaction is posted, right? I am in my mid-thirties.

Hi, I am looking for a new credit card to earn higher rewards on two spend categories: 1. Online donations to Charities/NGO, primarily as *forex spends* in USD but some portion could be Indian as well. Expected spend: ₹8-10 lakhs a year 2. Rent. Expected spend ₹75K+ a month I already have an...

You can get 16.6% points on Uber, Starbucks, Apple App Store etc as well on Infinia by buying gift cards from Amazon using Amazon Shopping Vouchers and + enjoy 2-3% upfront discount from Amazon. Of course, dependent on Amazon continuing to allow it.

Disclaimer: I don't have a YES card yet either, but this is how I expect it to work: If it's an online payment, you should be getting 36000 YES Rewardz points worth ₹9000 (when redeemed for flights/hotels) just in that month. ₹3500 + GST is an annual payment, ...so just one single payment in a...

Great to know that this is indeed true. Thanks! It's unfortunate that folks miss on so much upside because of the upfront cost...

Here's the list of Select or excluded Categories as per https://www.yesbank.in/personal-banking/cards/credit-card/reserv-credit-card Bridge and Road Fees, Tolls Bus Lines Colleges, Universities, Professional Schools, and Junior Colleges Court Costs Including Alimony and Child Support Direct...

Hi everyone, I am looking for a new card to complement my Infinia. The main goal is to increase the rewards rate for a few lakhs of donations towards NGOs (both Indian and International). BOGO on movies, and rewards on rental and UPI transactions will be great to have but not necessary. I...

Technically, it was not LTF but I hadn't paid the fees even once in the last 3 years of ownership. The yearly spends used to cross the waiver threshold of 5L (the monthly house rent payments themselves did most of the job). Well, why Infinia? - Prestige/exclusivity, duh! - 16.5% vs 10% on...

Averages around 70-80K per month

Well, pretty much everything that accepts credit cards. House Rent, Travel (flights and occasional hotel stays), Gift Vouchers (Amazon, BigBasket, Clothing brands), Fuel (recently moved those to SCB Ultimate), Occasional household appliances, Insurance premiums, Utility Bills (Electricity...

This works! I too got the DCB to Infinia upgrade today. I had also attached last month salary slip, and last financial year's Form 16 as an income proof in the email. Thanks a lot for sharing this!