Search results for query: over leverage

Read @SSV 's thread on CIBIL score, especially pro tip no. 2. https://www.technofino.in/community/threads/cibil-score-a-practical-guide.29167/

Can any one tell me about this I have paycheck ( Uni) It's a credit line 1,50 L it's showing in my Cibil as a Personal loan .may it's count leavrage as sbi Declining my application from the month it has been shown in my Cibil ??

Most likely will be rejected due to over leverage.. your total reported CL to CIBIL is: 8.6L ( including doubling of ICICI cards ie. 1.2L + 1.6L + 2.9L + 2.9L). your ITR = 4.5L so in this case, your total CL is almost 2* ITR.. In the eyes of SBI, it will most likely be the case of Over...

-serviceable location: Mumbai - not over leverage (HSBC consider this): what is this? - >750 CIBIL score: Complied - 3 or less enquiries in last 3 months: Complied - no payment delays reported in CIBIL: Complied - salaried: Complied

alright.. thanks for the help mate.