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Yes .....Got the Rubyx and Sappiro credit cards as LTF and multiple discounts in processing fees that occurs while obtaining home and personal loans .etc Had given some discounts in lockers too ...

Yes you can apply , there is no cooling period for axis ..

has it asked for VKYC while applying

Good ..... if possible , please do explain your overall journey of LE and years in regard of icici credit card......

whats the age of credit card from icici ...?

Usually ICICI takes 3 to 6 months to update new cards in cibil ....

How many points you have lost in cibil due to one late payment..?

Nope ... They have Given Sappiro as LTF ... Emaralde as ltf is not possible i think or we should maintain above 3 crores as NRV in ICICI

The NRV for WEALTH SELECT ACCOUNT should be around or Above 1CR .... I had multiple fixed deposits, recurring deposits, mutual funds,home loans , insurance etc etc for around 80lacks as of now ..(overall relationship with ICICI)

ICICI Wealth select - Salary and Savings account (main ) HDFC preferred - Savings regular KOTAK - old salary account (converted zero savings ) FI ACCOUNT - International transactions SBI - Student account (old)

literally ...True .. One of my friends account has been freezed on the reason of suspicious activity for the amount of 25,000 INR ..in Au small bank ..its been 8months they still not activated his account .the 25k was struck on frozen account over 8months ...better to go for other big banks...

have a Credit card with the limit above 5lacks over 4years old but my salaried company wont come under private limited, will they accept the application

Spend based offer has been expired on 31/12/2022.

Nope.. Not possible bro

Take a look at below terms and conditions....

Yes ....The issue you have raised is completely true but in recent cases i have seen a ltf vistara holder getting flight ticket voucher ... May be few persons gets the ticket, few may not .... Will difinately update here in this thread after some days wether i had received joining perks or not...

please go through the above conversations to get a full clarity on my ltf card .... read the whole thread once brother ..

recieved the verification call from customer care yesterday regarding pending verification. when i called today for the same issue ,they have been saying to wait atleast 5days from today in order to get help .

Even if it is LTF the joining benefits like flight ticket and gold membership are being credited . The Terms and conditions ,The god knows .. i have seen these benefits being credited for LTF credit card holders of infinite and even confirmed with customer care too

Even i had recieved the card 3days back .. Contacted customer care and they even said to wait till bill generation date ..There nothing to worry as one of my uncle received gold membership with in a 10days after generation of bill ..