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10k is the lowest.

It is a targeted offer till 15th December but if you are seeing the LTF banner in the app it is better to check with your HDFC RM or the Payzapp Team and then apply.

In the Pixel FAQ, it says you can neither transfer more limit from existing Core card nor restore back the transferred limit to the existing Core card. It is very confusing.

That might be a case as my salary account is with HDFC. The thing about assigning more limit to the pixel card is that if by chance they refuse to make it LTF and we decide to close it we cannot transfer the limit back to the other HDFC core card i.e. we lose the limit. Just seems like a stupid...

That is not correct I think as I had a limit of 7 lakhs 19 thousand on my Regalia which I upgraded to Regalia Gold a few months back. So I don't think you have hit the cap.

That email has the 500 fee yes but I have this email confirmation now so I can simply fight for it. Also out of curiosity what is the max limit for Regalia Gold?

According to what I understood, the Pixel Credit Card limit will act separately and will also receive limit enhancement separately. Maybe I might have misunderstood but it seems possible as the card will be managed via the payzapp team. In any case, the only area where I will use the card is...

Just to add here. I got a call from my RM today and she connected me to the HDFC credit card department executive who confirmed over an email that the Pixel card is unconditional LTF if applied before 15th December for my account. So I applied it and transferred a very small limit of around 20 k...

Nothing I just said I want to pay in full. The customer care asked no further questions and cancelled it right away.

Just leaving a comment here to confirm that as on October 2024, ICICI is still allowing cancellation of no cost emi and reversing all the charges if the request is done within 15 days of transaction. I waited till I got the emi conversion message and next day called the customer care to get the...

Well I tweeted about this to the Kotak Team and had a call with them. They said they will get back to me as I should be eligible to apply for the Myntra CC under the conditional 3years free offer. Let's see what they say although not having very high hopes.

Probably I am too late but is this 3 years conditional free offer applicable if I apply for the card now? On the Kotak website it is showing 500 joining and 500 annual fees and on myntra it is just allowing me to register my interest on the card (even though it shows I'm prequalified). P.S...

Without charges - No. With charges(almost 3%) - Yes.

Not sure if this will be of help to anyone but I just managed to transfer my payzapp wallet amount to bank at 1%+gst charges. I don't think its so bad as I had added this money in wallet to pay BoB cc bill (which I figured out later on is patched) and will simply now use the bank amount to pay...

Probably a stupid question but what in your opinion is a better way of premium payment for the entire policy term: monthly or annually?

Thanks!

Just to re-confirm, 1. If we use the FI Debit card on Cheq it is also providing 2% cashback? 2. If we are paying directly on bank's credit card payment page, it is providing 2% cashback?

They withdrew from both Infinite and Salary accounts.

Probably they will be excluded too going forward.

FI has changed or rather cleverly added in terms and conditions to this 2% cashback on debit card spends. They have listed this under the salary account benefits and added in the infinite plan to it as well. All well-known bill payment merchants have been blacklisted from the 2% cashback. I...