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  1. emadiqbalali

    Online transactions decline issue in IDFC First Ashwa credit card

    You got fee reversal and cancellation?
  2. emadiqbalali

    Online transactions decline issue in IDFC First Ashwa credit card

    No idea bro. Have you got any response from the IDFC team?
  3. emadiqbalali

    Online transactions decline issue in IDFC First Ashwa credit card

    Since I received this card, I tried using it online and it failed for me as well. Never tried again, will do soon and let you know. However, I swiped the card multiple times, and it all went through, this seems to be an only online-issue.
  4. emadiqbalali

    Limit Increase - Smooth Process with AMEX chat support

    I did the same thing however I was informed that the LE is freezed for me since I already got automatic LE and it's not been past 6 months yet. They provided me with a date of when I can come back again. They also mentioned that it is not card wise rather it will be for all cards. I got 2x...
  5. emadiqbalali

    Hdfc credit card closure and when can I reapply?

    Did you close it and re-apply? Was in instant or you waited before you apply?
  6. emadiqbalali

    Late payment notice email by federal bank

    Ohh, man! I thought I really missed it. Glad that everyone is receiving this. Total irresponsible bank.
  7. emadiqbalali

    Onecard offering limit enhancement

    40K --> 60K --> 90K --> 160K --> 5L --> 7L
  8. emadiqbalali

    Onecard offering limit enhancement

    Ohh, after this they usually provide LEs after every 6 months.
  9. emadiqbalali

    Onecard offering limit enhancement

    Yes, almost three years old.
  10. emadiqbalali

    Onecard offering limit enhancement

    I got already long back. Mine is BOB as well and got LE 5 times now.
  11. emadiqbalali

    IDFC First Select Upgrade

    Hi, does it show Select in mobile banking app? I got an sms that the kit is dispatched but the mobile banking app doesn't show that I have select account.
  12. emadiqbalali

    Approved for two Amex US cards Marriot and Hilton with 150k and 130k signup bonus

    Yes, it depends. In my case, my brother had a broadband connection, and they really do not care on what name you take the connection. He took it on my name, and it worked. I don't think there are any more workarounds. If you have a bank account with US address, then it works as well.
  13. emadiqbalali

    Approved for two Amex US cards Marriot and Hilton with 150k and 130k signup bonus

    You can provide Utility Bill as long as they are on your name, that should work.
  14. emadiqbalali

    Axis Bank Credit Card Credit Limit Query

    Yes, that's correct as they have policies that specifies a cool down period even for LE. You are most likely need to wait 6 months before you can request for another LE or even a year depends.
  15. emadiqbalali

    Axis Bank Credit Card Credit Limit Query

    Yes, they will. Just email them or reach out to them over the phone. They will most likely ask you to upload the ITR or Salary slips. Also note that Axis put in hard enquiry as well on your CIBIL for manual LE. Earlier in the early days, I had Axis ACE, used for whole year but didn't get...
  16. emadiqbalali

    American Express Limit Increase

    I suggest you keep using the card and Amex is good with providing you with LE time to time. I got Amex Plat Travel in Aug 2023, since then I was offered LE twice, i.e., in Feb 2024 and then in June 2024.
  17. emadiqbalali

    Approved for two Amex US cards Marriot and Hilton with 150k and 130k signup bonus

    Hi, I recently got an email for both Amex Gold and Platinum charge card and it says offer valid till 6/6. They are offering 75,000 MR points for Gold and 150,000 points for Platinum both comes with spend based conditions. I just wanted to ask if these are pre-approved ones, or, they will...
  18. emadiqbalali

    Reveal Your Highest and Lowest Limit of Credit Card

    RBL Icon from 2.8L to 10K 💀
  19. emadiqbalali

    Reveal Your Highest and Lowest Limit of Credit Card

    Highest: 14.7L Lowest: 10K
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