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  1. ZappyRed

    IDFC Cards Facelift

    I'm holding wealth card. If I order a new replacement by claiming that the old one is lost, will I get the old model or a new face of the card?
  2. ZappyRed

    Is it possible to get Yes Marqee as LTF?

    how did you get that?
  3. ZappyRed

    Upgrade Alert: Yes Bank Reserve Card LTF to Marquee LTF - Free Upgrade Process

    What is the email that you sent? Can you send the exact email that you sent to their customer care? How old is your Yes reserv cc? Spends in the last 1 year or last 6 months? How did you come to know about this, like did you just randomly shoot an email or you received any email...
  4. ZappyRed

    Smallcases on Sharing Basis

    I can share the updates and rebalancing news timely. Max 4 members allowed in the group. Anyone's interested DM me.
  5. ZappyRed

    Smallcases on Sharing Basis

    I subscribed to the small case named GI Mid cap growth champions. Anyone want to join me? DM me. I can share the portfolio. We can share the subscription amount. A group of 4 people maximum.
  6. ZappyRed

    Need suggestions for my portfolio optimization

    Hi all. I'll keep this post short and crisp. I have the below cards with most of them LTF Apay ICICI card(4,60,000, LTF) ICICI Sapphiro(4,60,000, LTF)-------Amex, MC, Visa variants all of them LTF ICICI Emerald(4,60,000, first year free)---> thinking to close after a year in Jan 2025 ICICI...
  7. ZappyRed

    Kotak White and White Reserve Credit card Offer (Maroon 5 concert tickets)

    DM me. I have White card. I may be of help to you.
  8. ZappyRed

    Need suggestion on which card to use for Maximum benefit for a 2.5L bike purchase

    Nope, he didn't accept normal credit card as well, he told that I can use normal credit card, but with extra 2% charges. But I used my Rupay card(using Scan and Pay), for which he got charged, and he called me back asking to pay those charges of around 6000 rupees, to which I denied. No update...
  9. ZappyRed

    Yes Reserve card approved with out any verification

    Try it with 3x or 5x reward structure. You'll see the difference. For more details read other posts comparing this card with yes Marquee
  10. ZappyRed

    Onecard started UPI service

    Yes. For bank accounts rn
  11. ZappyRed

    Onecard started UPI service

    Just got some beta update in which I can see UPI service. Check the below screenshot where the UPI service is shown.
  12. ZappyRed

    How many active credit cards do you have? Flash your portfolio.

    For Kotak white, we have some business relation with Kotak and my manager helped me get it converted. While for Yes reserv, I asked to close the card, right on the day of delivery( In detailed: I applied for Yes reserv with C2C, video KYC done, and the card got delivered. On that very same day...
  13. ZappyRed

    How many active credit cards do you have? Flash your portfolio.

    Sorry, that was my mistake. Emeralde(Plastic) is FYF. Rest all, I just double checked on them. Rest all are as per mentioned info.
  14. ZappyRed

    How many active credit cards do you have? Flash your portfolio.

    Here's mine: Active Ones: AMEX SMART EARN AXIS(SELECT, MYZONE, FLIPKART) = ALL LTF HDFC(SWIGGY, MILLINIA, TATA NEU) = ALL LTF INDUS IND PINNACLE = LTF STANDARD CHARTERED REWARDS CARD = LTF YES RESERV(BOTH MC AND RUPAY) = LTF SBI SIMPLY CLIK = LTF SCAPIA = LTF ICICI(APAY, SAPPHIRO(MC, VISA...
  15. ZappyRed

    Finally got the CC Holder for Eternity

    Where's the link? I have over 20 cards. Need something like this urgently.
  16. ZappyRed

    Axis over limit facility(URGENT help for a booking-time limit as the prices are rising quick)

    We can do beyond limit with 50% as threshold. But not in a single transaction. But in multiple transactions we can do it.
  17. ZappyRed

    Axis over limit facility(URGENT help for a booking-time limit as the prices are rising quick)

    Actually someone said that 50% over limit is not possible. It's possible. I can see that on the app. Also, the transaction didn't go through beyond limit at once. Although I can do multiple transactions beyond limit with a max transaction value of total credit limit.
  18. ZappyRed

    Axis over limit facility(URGENT help for a booking-time limit as the prices are rising quick)

    Not working with axis bank over limit at a single transaction over actual limit.
  19. ZappyRed

    Axis over limit facility(URGENT help for a booking-time limit as the prices are rising quick)

    I tried. Loaded the card. It just didn't work. They said total per transaction limit cannot cross total credit limit of the card. They said as I enabled over limit facility for 50%, I can make it through by multiple transactions like that... Yes, Axis has option to enhance over limit by 50%...
  20. ZappyRed

    Axis over limit facility(URGENT help for a booking-time limit as the prices are rising quick)

    Apart from the minimum 500 +GST charges(which I'm ok to pay for), I have activated the 50% over limit facility and tried to do a single transaction over and above my limit with Flip Axis credit card. Case scenario: Full limit is 80000.(=Available limit for next transaction)Over limit availed is...
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