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  • Users: k989
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  1. K

    ICICI credit card bill payment QR code/UPI not working

    Wow! They have not changed the QR code on the bills yet and yet you know the solution. Thanks very useful.
  2. K

    ICICI credit card bill payment QR code/UPI not working

    Since this month the QR code that is on every ICICI credit card bill is not working. Apps give an error saying invalid QR code (benefeciary UPI id incorrect) . The upi address for the QR code is in the format of ccpay.16digit_credit_card_number@icici Anyone else facing same issue?
  3. K

    Group sab ka satyanash kar diya, news kaha daalu ab ?

    what happened to the old news feed? a lot of information deleted if the news feed is gone
  4. K

    My Credit Card Portfolio Review - Suggestions & Discussion

    onecard- keep it.sometimes good offers are there and ltf too. Sbi -just keep one sbi card, keep this or try to upgrade to cashback card. Amex-people promote amex mainly because they get commissions/ bonus points. utterly useless for normal people and even travellers. It is ok for only a...
  5. K

    My Credit Card Portfolio Review - Suggestions & Discussion

    oh and change one of your credit card to rupay variant. will be useful for upi payments . you already have kiwi. perfect
  6. K

    My Credit Card Portfolio Review - Suggestions & Discussion

    Drop Amex is all I would say. Otherwise you have all the good banks, no need of any more cards. You can freeze your portfolio here only. As you use more, maybe you can upgrade when hdfc or sbi gives you some offers. In short, I think it is almost perfect
  7. K

    BUDGET 2025 Discussion | Your Predictions/Suggestions/Reviews/ Outcomes

    everyone gets that rebate. once you cross, you pay tax on the margin by which you have crossed by the slab rate.
  8. K

    BUDGET 2025 Discussion | Your Predictions/Suggestions/Reviews/ Outcomes

    no this is wrong calculation. there is a concept of marginal tax. so if you earn more than 12l your take home will not be less than someone earning 12 lakh. if you earn 1 rupee over 12.75 you go on to actually pay 15%(slab rate on ₹1 that is 15 paisa as tax after same benefits of some one...
  9. K

    Please recommend Android phone (2025)

    buy a phone launched in india after Jan 1st. It will have NavIC which will give you better gps accuracy. Do NOT buy a Pixel. It has numerous software bugs which you will go crazy about. (trust this from a two times Pixel user) + all the older pixels have serious network modem issues. OnePlus...
  10. K

    HDFC banking "NOW"

    can not see image. can you repost?
  11. K

    Best UPI App

    1. Best is BHIM, no nonsese, works all the time. 2. Next is yes pay next.
  12. K

    Jio Recharge Plan Hike - Effective 3rd July 2024

    monthly bill wont be 880. It will be 1060. 880 is for 1+2. For 1+3 pax, it is 1060 (499+450+ tax)
  13. K

    Unexpected Convenience Fees with SBI RuPay Platinum JCB Debit Card (Friday Offer)

    interesting. could be a bug. Please do something, whenever your new electricity or postpaid bill generates. Check before paying if the sbi rupay-jcb card shows a convinience fee. Does not have to be a friday. you will see a convinience fee is still there.
  14. K

    Unexpected Convenience Fees with SBI RuPay Platinum JCB Debit Card (Friday Offer)

    I asked some amazon developers in the payments division. apparently when the bin is entered the api returns whether it is a credit or debit_card which just reflects what Rupay returns on quering BIN to Rupay API. A bit confusing, but the root cause is that Rupay is returing the status as...
  15. K

    Unexpected Convenience Fees with SBI RuPay Platinum JCB Debit Card (Friday Offer)

    To clear the confusion, it is NOT fixed yet. i paid my broadband bill same day and was charged a convenience fee.
  16. K

    SBI now offering SimplySAVE RuPay on online apply through SBI Sprint

    yes they are considered.
  17. K

    Bhim spend based offer

    yeah. got the same msg
  18. K

    SBI now offering SimplySAVE RuPay on online apply through SBI Sprint

    han han, but sbi prime and elite are not on jcb no? (only the cobranded cards are jcb?)
  19. K

    SBI now offering SimplySAVE RuPay on online apply through SBI Sprint

    Any core SBI credit card which has a Rupay JCB variant?
  20. K

    Unexpected Convenience Fees with SBI RuPay Platinum JCB Debit Card (Friday Offer)

    anything with bbps stamp is getting convenience fee it seems
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