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What an amazing card after magnus ,thanks to magnus i had saved up upto 300000 points in accor but few years down the line my point balance started getting lower and lower and in my japn trip it had already breached under 100k points and here comes the live saver hsbc premier before this i was...

Add on cards limits and rewards are capped with the main card ,i have never tried but i dont think this is how the system works.

Tha balance 3840 points got credited late ,its 6x only but base reward rate is 3% 6x of that is 18x so capping for flights is 1 lakh and for hsbc premier and 112000 or something for travel one. Travel one provides way better value than premier considering anyone can get it,also the ultimate...

Just booked a flight to japan for 2 people at 1.28 lakhs and only got 18000 points and nothing for the rest 28000 rs spent. I just feel premier is not worth much if hsbc travel one is so good. Most people would boom atleast 2 tickets to fly somewhere and also book hotels and both having same...

Prices are same or hardly 1000 rs difference,i have only looked at flight for now.

Doesn't make sense already losing 16k for on mutual fund and funds being blocked for me .plus a lot of cappings on ticket bookings ,will have to get something else next year.

So if the trv goes up from 40l lakhs what would happen to people who already have the card with 40 lakhs trv? Will they be charged extra?

25000 vs 25713 ,not much of a difference buddy specially considering if they have even the basci travel one they would get around 20% back so roughly 5k

Also forgot to mention ,have idfc wealth which honestly i dont know where to use ,have just kep it to keep my relationship with idfc and it being my oldest card.

Already closed hdfc swiggy and amazon icici as i dont want to keep cards just to save 300 or 400 rs a month. Closing sbi vistara as no tickets on it now ,will surely miss this card as it got me 1 free ticket to thailand and 4 domestic premium economy tickets every year and no spends were...

It shows in the app itself for me ,i can't take a screenshot as the app doesn't allow and i only have 1 phone.

You can easily sell on reddit or to me for 7k net net you lose 7k as fees in the first year.

I I see a option to sell in the app itself,although i have not tried it yet but i am pretty sure it would work. Even if doesn't,i have 3 rms lol and they know me personally by my name and eyerthing,the customer service is next level ,any reasonable issue you have is sorted out max within a...

It is as long as you keep your premier status

any card of this caliber will in anyway cost 12000 plus taxes but still not able to match the crietei I don't think they would allow it in demat format ,do let me know if they do.my plan is to get idfc private uf i can ans will be keeping this card till then.

You can call and ask them ,i am not usre if that is possible

You can transfer direct shares that is what i was told ,you need to buy mutal funds or through fd.

I have gotten the card through 40 lakhs trv ,which for me is a steal considering i don't have any premium card in my pocket most of my credit card spends are either on traveling to foreign countries or electricity bills,goverment payments.in which this card just rewards like crazy ,i feel once...

I have applied and gotten an hsbc premier credit card on the basis of investment,it is 90% of the card what idfc private is with zero fees and i maintain significantly less balance in it as well,i am also trying to push my bm to get me the card which i know he will fail.he also told me that only...

The reason i have created this post is if someone else also has a private account with idfc here let me know if you got any concession for idfc private card fees with it? If not also the benefits of this private account.