Search results for query: over leverage

Do Check Out SBI Cashback via Sprint (If and only if you are not over leveraged). Just make sure the details entered are exactly matched with the previous applications. If all satisfied then its a instant card. Over usage u can request for fee waiver, anyways its almost equivalent to ltf card...

I have only 1 card from SBI and now I'm over-leveraged for them 😭

Well try for cc after closing that loan. As on now you are over leverage. If bank says you are over leverage it says this after calculating your all expenses loans cards cc etc.

I think Yes.....as the total limit in CIBIL (for overall utilization ration) adds up the limit of cards (add separately) issued on shared basis

Over leveraged 😉

how much ITR you file?

This over leverage thing is crap. My first credit card is simplyclick. Later on I took many other bank card which made me over leveraged for second sbi card. I was trying for vistara that time. And my application was rejected. Contacted with BM & Regional head to connect with SBI card team...

Try to upgrade it like @BVC Try offline via agent

Mine also got rejected with the same reason. When I escalated to Nodal officer, they said you are over leverage.

with the income of 6 L how much limit should i have to all my cc to get cc from sbi?

Doesn't matter. You will be over-leveraged across all the networks.

3.2L to 3.8L received Every month 10k usage past 1 year Not interested to take as i don't want over leverage for sbi CB card Will try again to apply SBI CB it been 6 months since last rejection and 0 enquiries past 6 months

Mere bhai downside ye hai ki for banks like SBI, we look over leveraged. Even if we never use that money, unsecured card me count hoti hai limit iski. Aur ICICI ke chakkar me humari profile over leverage me chali jati hai. Iss liye mene abhi platinum cc and coral cc band karvaye the.

I have a housing loan. Does SBI treat it as over-leveraged?

This is the first time for me. I have sbi and bob cc but never tried for any other psu banks.

😅 we might have to wait for atleast 1 year for that to happen. SBi Cards might have already paid money for atleast 1 year contract with Tata neu.

Thx for the tips, appreciate it! How much usage is required and how much is the annual fees? Its 5% cb right?

What's cooking now? Hope they start approving over-leveraged customers now via sprint.😕 I know I know too much hopes on SBI Cards. Some routine maintenance probably.

I guess, then the Rejection is due to Over-Leverage. What is the best way to obtain the SBI CB CC in this condition?

I got rejected for over-leveraged reason for Aurum with cibil 795 and 3+ per month. May be home loan is a problem.