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Honestly PhonePe is the best option for IOS users, super quick and always sucessful when using it. 100% would recommend it.

accor is 2 days max to transfer on weekdays, weekends not too sure.

Hey to answer your questions. 1. Yes 2. 10 lakh fd for infinia 3. if you have money laying around and have no use for it then yes

just get the paytm POS machine, easy to get , quick and accepts everything.

If you spend 8 lakhs plus you'll still get it too. If you spend 80k a month you'll get the monthly stuff too

You can still take it, just rotate money for the pending amount, that 25k airmiles it crazy and you gotta abuse it while you can

the shopping voucher has no monthly limit, the amazon pay voucher has a 10k limit per month

Depends on how they paid, If credit card then initiate a chargeback against the tours and travels or take them to consumer court, its very easy to file the case online yourself. For the flight ticket unfortunately your only option would be to go to consumer court or eat the cancellation loss

You can get LTF through the alumni offer which is for certain universities and colleges, check the list. most of the big IIT's, VIT's etc are there

when u click on tata neu app go under neu pass and then it'll show your card if u click it it'll show no fees then it means its LTF

takes a couple months, u can keep checking monthly for free on the google pay app with the free cibil check

Load card, use it on bitcoin, then transfer it back to bank

I think not too much of a worry, banks have been on this site for a long time. They will only start devaluing if the amount of people abusing something goes past a certain threshold, if not they profit by all the people who cannot pay off the full bill each month but are chasing reward points.

Uninstall the app and relogin and it should show up. If not use another number to login and check

Even if they say its business expense you can easily dispute and say you're buying for family unless you're out buying like 10 iphones or something

Y Yes they will send the CBI after you. Only flipkart gift cards allowed.

get rupay credit card, add it on gpay, use gpay to pay other credit card bill.

if you're okay closing card if they don't offer, then tell them on the email itself that you want LTF or you plan on closing and going to axis bank.

I think stan C ultimate still gives rewards, depends on what kind of transactions government wise and which website you're using

IDFC wealth has a 2+2 or 1+1 offer where buy 2 get 2 free or buy 1 get 1 free if u book via PAYTM, 100% one of the best ones if you're going with friends.