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  1. justarandomguy

    Insurance Payment through Credit Card

    I have a Kotak life insurance I need to pay using credit card but recently got a mail from Kotak they’ll levy charges for premium payments using credit card… has anyone tried and know how much is it and any alternate way to pay? Premium is in the 90s range less than a lakh
  2. justarandomguy

    IndusInd Bank Debit Card Spend Based Festive Offer 2024

    Sadly nope no bill this month since card just got upgraded
  3. justarandomguy

    IndusInd Bank Debit Card Spend Based Festive Offer 2024

    My cc statement date is 15th and by then dc offer will be over sooo I guess I’ll just use option 1 Is there a way to pay cc bill before it’s generated in advance using UNIPAY?? Or any other app which also doesn’t have MCC excluded for the dc offer
  4. justarandomguy

    IndusInd Bank Debit Card Spend Based Festive Offer 2024

    Does anyone know if health insurance using sbi unipay is eligible for the IndusInd debit card offer?
  5. justarandomguy

    IndusInd Bank Debit Card Spend Based Festive Offer 2024

    I want to utilise the IndusInd debit card offer..
  6. justarandomguy

    IndusInd Bank Debit Card Spend Based Festive Offer 2024

    I want to pay health insurance premium of HDFC ergo in this offer… what app do I use to pay which is eligible for this offer?
  7. justarandomguy

    HDFC put multiple enquires for credit card application

    should I raise dispute to rbi bo?
  8. justarandomguy

    HDFC put multiple enquires for credit card application

    I had applied for the Swiggy HDFC co branded card, but I did not know I was to get 3 enquires over 3 weeks for the credit card application… The MD Desk is pretty much useless with same person replying with nonsense so I mailed the PNO, haven’t received a reply… it’s been 5 days.. does anyone...
  9. justarandomguy

    HDFC PNO - How to mail?

    Anyone know how I can mail HDFC PNO??? It seems they have stopped direct communication through mail and we have to fill a form or something… whenever I fill it, it only escalates to MD Desk and no further and SAME retard only replies.. I want to escalate matter to PNO, how can I?
  10. justarandomguy

    All Banks Private Banking

    Could someone please drop details about all bank’s private banking accounts benefits and their eligibility criteria? I’ve allowed edit on the post :) Couldn’t find any dedicated post for this
  11. justarandomguy

    Which CC can I get C2C LTF with a 3L limit card?

    I have a HDFC Bank Regalia First CC LTF with a 3L limit and it’s been sitting at 3L for 5 years now so I want to get a new card C2C, which ones can I get C2C and LTF?
  12. justarandomguy

    How to get enquiry removed?

    I have one of my friends in a bank and I when I saw some fake loans in my CIBIL report, i asked him if he could get them checked He made a hard inquiry against my cibil just to check :/ how can I get that removed? He says he can’t do it himself
  13. justarandomguy

    IndusInd Pioneer Metal Debit Card

    Nothing, just feels heavy No
  14. justarandomguy

    No upgrade offer since 6 years - what to do?

    Has anyone managed to get the email of the MD’s desk, I mailed like 3 times and same guy keeps copy pasting old message
  15. justarandomguy

    No upgrade offer since 6 years - what to do?

    Can I use this to get a C2C of some other bank??? Current limit is 3L
  16. justarandomguy

    No upgrade offer since 6 years - what to do?

    Only a single cc. No other CCs
  17. justarandomguy

    No upgrade offer since 6 years - what to do?

    I mentioned it’s my only CC… + I got an account in HDFC since like 3/4 years which got upgraded from preferred to imperia last year
  18. justarandomguy

    No upgrade offer since 6 years - what to do?

    Hey! I have an HDFC Regalia First credit card LTF (my only cc) which I got back in 2019 Till now I haven’t got a single upgrade offer and only got the first limit enhancement offer of 20% this year… What shall I do, I am an imperia customer as well…
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