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This card appears to have become useless now.

This is not a great idea because if it takes 15 years, your rate of return will be lower than that from a FD. It is a mistake to ignore the time value of money. Of course you need to be a patient long term investor, but keep monitoring your XIRR and rebalance when prudent.

It seems a lot of the outrage from people is because the bank was "trading in derivatives" which people equate to playing rash in the stock market. However, I believe here the derivatives were actually to reduce risk - the bank has a exposure to foreign currencies and they cannot possibly make...

Absolutely, will tread carefully. 🙏

I might buy in the next few sessions. I don't think the bank will fill based on the disclosures so far and I think this crash presents a good buying opportunity.

Yes, worked right now for me too.

Exactly for privacy concerns, I use BHIM and have avoided other apps.

Not working for me either. May be Amazon is stopping this because they want to start charging a convenience fee. Let's hope that's not the case.

Offer not working for me as of 08:30 AM on 3 Jan 2025.

Boss I wanted you to put down numbers so that I can point out exactly which number is wrong but sure, may be I am the idiot here. You should continue to avoid earning more money if it will put you in a higher tax bracket! For everyone else, the last line is sarcasm. In all cases, higher pre-tax...

Please give illustration of tax calculation for both scenarios and of post tax net income in both scenarios. My claim is in no case you get to keep lower amount in spite of earning more because of change in tax bracket.

That's not how taxes work. If someone goes into the higher tax bracket, the higher tax rate is only applicable on the amount in the bracket, not on the whole income, so it is always better to earn more money, irrespective of in which tax bracket that pushes you. Also, exactly because of the...

See: https://netbanking.indie.indusind.com/ Indie users now seem to have another alternative to the indie app.

TT sell is for wire transfer which is usually different from purchase using debit card. Debit card use usually uses Visa / MasterCard card network exchange rate + bank markup, which is zero here. I suggest you use the debit card once for a small purchase (not cash withdrawal, actual purchase...

ThinkPad P or T series. Clear answer in my opinion.

For the past few years, AMD Ryzens have been better value and often more performant than Intel processors. Intel is really struggling - check its stock price in the US.

Circular clearly says this is only when the bank earns interchange fees. So it is not applicable on zero MDR transactions, so not applicable on CC-over-UPI txns below Rs. 2000. This also probably means that in the future, banks are going to complain about zero MDR for low value txns, and RuPay...

It does not matter that one is CDSL and other is NSDL, is the point I was making. 6ix9ine, I think you are confused as to what a "DP" is. CDSL and NSDL are depositories, not depository participants (DPs). Groww, Zerodha, ICICI Securities etc are depository participants. One _cannot_ normally...