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  1. Collector_sahab

    Does ICICI bank Credit cards allows refunds to be credited with no outstanding dues.

    I had purchased a product using my Apay ICICI card last month, and soon after, the bill got generated and I paid on the first day itself. The current outstanding is now 0.33 CR. Now that product is being returned and refund has been initiated, but I haven't received refund in my account. I don't...
  2. Collector_sahab

    BOB HPCL Energie Virtual Card Lifetime Free Offer

    Won't the ltf status altered if physical card is ordered
  3. Collector_sahab

    HDFC Bank Rupay CC LTF

    I just tried this right now, and it's issued. Try changing IB password and try
  4. Collector_sahab

    HDFC Bank Rupay CC LTF

    While applying, I get to put my DOB, then directed to Hdfc net banking website for authentication. There I login with Cust. ID and Password and it again reverts to the Rupay credit card offer page. Is there anything wrong I am doing?
  5. Collector_sahab

    ICICI Mine Account Debit Card....

    This year ICICI charhed Rs. 236 for mine DC charges, earlier it used to be 177. In website also it's showing 150+GST. Is anyone else facing this ?
  6. Collector_sahab

    No Cost EMI Explained: Is No Cost EMI Actually Free?

    Does bank charges No Cost Emi Processing fee (199+GST) if the order is cancelled before getting delivered ? Like I ordered a POCO X6 Pro today with No Cost Emi of ICICI CC, but I want to try Realme GT 6 instead, so if I cancel the order now, will the bank charge 1) 199+GST and 2) the IGST on...
  7. Collector_sahab

    Never buy LG AC's::: My headache with LG AC

    I have a Samsung 1.5T 5Star from 2021. Believe me, never had a service or cleaning. Still cools like day 1. 29° is chilling for 2 people in a 10/13 ft room. I live in a state where ambient temp goes 42° on avg now. Must say, Samsung in underrated. The ISEER rating is among the highest on a 5000W...
  8. Collector_sahab

    Credit Card Payment service of ICICI imobile hidden charges trap

    Damm, I made this mistake. never they mentioned anywhere about the charges. My Cred payment from morning is not reflecting till now, so I made the remaining with ICICI App. Rs. 5.9 extra deducted.
  9. Collector_sahab

    Help! Axis Neo Welcome Benefit

    I didn't notice that, can I see it now ? It is listed as 'other debits' in statement and cashback took 3 days to arrive. I did mobile recharge from myjio app
  10. Collector_sahab

    Help! Axis Neo Welcome Benefit

    Recieved the cashback
  11. Collector_sahab

    Help! Axis Neo Welcome Benefit

    Ok lets see. Will update.
  12. Collector_sahab

    Help! Axis Neo Welcome Benefit

    I didn't get for the 395 recharge from Myjio. The txn is listed as "Other Debits" in statement.
  13. Collector_sahab

    Help! Axis Neo Welcome Benefit

    I also did the same recharge from myjio. In how many days cashback reflects and where does it gets credited ?
  14. Collector_sahab

    Check if you have LTF NEO Rupay offer with AXIS CC & request for Consent SMS

    Dont worry with Axis, the welcome letter clearly mentions the Joining and renewal fees. If it is LTF, both will be 0 or NIL. So, activate your card accordingly
  15. Collector_sahab

    Check if you have LTF NEO Rupay offer with AXIS CC & request for Consent SMS

    I have got the same Neo Rupay upgrade offer on My Myzone visa. However, I can also see an Axis Privilege CC while choosing card for upgrade. Now, those who are confused about whether their previous card (Myzone) will be closed if they take Neo upgrade, since both share the same Reward...
  16. Collector_sahab

    Anyone opened BOB BRO Account recently?

    I was confused over BOB Bro and Advantage SBA, finally went with Advantage without physical debit card, since it is a fully fledged BOB account. But since BOB world is down, I can't apply for a virtual debit card now, and cannot use for UPI, rendering the account almost useless, for now.
  17. Collector_sahab

    HDFC Shopper's Stop Credit Card TnC changed w.e.f 1st March, 2024

    Here are the charges for the HDFC Shoppers Stop Credit Cards effective from March 1, 2024 Shoppers Stop HDFC Bank Credit Card: Joining Fee: ₹299 + GST (NO MORE LTF 😭) Reward Points: 3% Reward Points on every Shoppers Stop spend (maximum cap of ₹500 per month). 1% Reward Points on...
  18. Collector_sahab

    SBI charged locker rent thrice after closing of Locker

    My mother held an account with State Bank of India (SBI) at her native place, which included a locker facility. Over time, the account became dormant, containing some funds, fixed deposits (FDs), and the locker itself. In February 2020, she decided to surrender the locker, retaining a photocopy...
  19. Collector_sahab

    BOB home branch change online.

    I have gained access to Bob internet banking, but cannot login to Bob world app, since I have no debit card. I was planning to get a virtual debit card. Is it possible to get virtual debit card from internet banking?
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