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For someone who stayed invested in Nifty 50 from April 2025 (22k) to today 20 Nov 2025 (about 26k), the XIRR is about 27%. I will leave it to the experts here to comment on whether that is good or bad.

Possibly Trump trade deal pressure. MasterCard / Visa have been complaining and RuPay /UPI have featured in diplomatic talks before.

Just fyi: I got a much better deal on LG 380L at an offline store than any online site. 3 Star convertible model with door cooling for approx 36k. Flipkart lists this model for 50k and will sell for about 45k after discounts.

What is the difference? Both things mean you need to pay bank the money. I fail to see any difference.

Jewelry shops in Ben Thanh market in HCMC give better exchange rates than most other money-changers. If you take USD with you, you get better rates for USD 100 notes than for other denominations.

You guys are being too jumpy. He was going to go anyway. The RBI had wanted him gone since a long time now. Even before this derivatives fiasco was disclosed, he had been granted an extension for only one year. The bank is also well capitalised and not going to fail anytime soon. The stock is...

Sorry for the tangent but what ease of management will be achieved by converting soa to demat?

This card appears to have become useless now.

This is not a great idea because if it takes 15 years, your rate of return will be lower than that from a FD. It is a mistake to ignore the time value of money. Of course you need to be a patient long term investor, but keep monitoring your XIRR and rebalance when prudent.

It seems a lot of the outrage from people is because the bank was "trading in derivatives" which people equate to playing rash in the stock market. However, I believe here the derivatives were actually to reduce risk - the bank has a exposure to foreign currencies and they cannot possibly make...

Absolutely, will tread carefully. 🙏

I might buy in the next few sessions. I don't think the bank will fill based on the disclosures so far and I think this crash presents a good buying opportunity.

Yes, worked right now for me too.

Exactly for privacy concerns, I use BHIM and have avoided other apps.

Not working for me either. May be Amazon is stopping this because they want to start charging a convenience fee. Let's hope that's not the case.

Offer not working for me as of 08:30 AM on 3 Jan 2025.

Boss I wanted you to put down numbers so that I can point out exactly which number is wrong but sure, may be I am the idiot here. You should continue to avoid earning more money if it will put you in a higher tax bracket! For everyone else, the last line is sarcasm. In all cases, higher pre-tax...

Please give illustration of tax calculation for both scenarios and of post tax net income in both scenarios. My claim is in no case you get to keep lower amount in spite of earning more because of change in tax bracket.