I have a home loan with HDFC. It started at 7.5% ROI, but gradually increased to 9.15% now. When I visit HDFC website, I see their HL starts from 8.5%.
I have a CIBIL score of 799.
Can I request them to decrease my ROI to 8.5% based on my CIBIL score?
Is this possible? If so, who do I mail?
Hi,
I have an active home loan with HDFC.
I recently noticed a very sharp dip in my credit score.
On further checking, it says I have defaulted on my March '23 EMI. However, the EMI has been paid in full as usual, and reflects as paid in my bank statement as well as Loan account.
This is...