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Search results for query: forex spends

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  1. V

    Amex Sending Platinum Charge Upgrade offer for JAN 2025 - 150000 MR Points

    Spoke to Amex travel. They can't book Southwest tickets and if I book other airlines, I will have to pay hefty baggage fee. My options are now limited to buying some tickets using smartbuy (only 30k spending limit left) and rest of the tickets using HDFC forex card (which I already applied on...
  2. M

    Best card to complement current portfolio

    ...for a card that would complement Infinia, as the usage on others is low (mostly bank specific offer related spends only, and some forex spends on idfc wealth). Specifically, a card that would offer good rewards on offline spends (better than 3.3% of Infinia) OR lower/ zero forex markup (not...
  3. X

    Regalia Gold BUSINESS REGALIA and REGALIA GOLD forex fee

    ...Assuming you are a HDFC bank customer check if any of their forex cards has this feature. If you do want to use your CC only, then get HDFC's Global Value Program activated...it will give you 1% cashback upto Rs 1000 (or something similar) on your forex spends. The price for this was Rs 199...
  4. drsel

    No nonsense card for international travel?

    ...if you use the earned points for flights on Yes Bank portal., 0.59% markup. Nearly 4.41% profit, probably the highest return for forex spends, beating infinia and all the rest. 59000 joining fee is compensated with 2 lakh points, so 9000 cost/loss 11800 renewal fee, no compensation, 11800...
  5. Q

    SBI CC Forex spend offer message

    are you sure you didn't spend any forex?
  6. S

    Offer Fulfilled! HDFC Forex Card Load 5X Reward Points Offer

    All HDFC smartbuy limits are based at card account level. Hence add on cards do not have separate limit, it is combined with Primary card
  7. Hell_Kitty

    AIS Debit Card (Foreign spends)

    Yes overall was >10L.
  8. S

    AIS Debit Card (Foreign spends)

    Was the overall spend (for + non for) on the cc greater than the 10L threshold? If not, another alternative theory is that forex cards get treated the same as debit ones, and since they're practically reporting DC's for small amounts, the same bank is covering small CC amounts too for the same...
  9. Dark Knight

    Niyo IDFC zero MAB to which IDFC account variant should I migrate?

    Select has 1% markup. My bad. Only exclusive account has zero markup. I got an offer to upgrade from iconia amex to Pinnacle . I'm not much aware of spend based waivers on it. I checked my email, idfc had informed regarding converting niyo dc to platinum card on 29th Feb 2024. I thing since...
  10. helloworld

    Beat Forex Fees: Best Credit Cards that offset mark-up fee with Rewards

    no 1 EM = 1Rs. when u book directly using travel edge. There are no changes in it, and its guaranteed minimum, hence mentioned ------------------ Ok, think like this ... a card charges u 4.13% as forex fee including GST. And same card has the potential to give reward rate between 2% to 10%...
  11. Pissant

    SC Easemytrip vs Axis Atlas

    I don't think it is worth it for forex though. Paying 3.8-3.9% in forex for 3% rewards in Accor
  12. giri123

    Advice regarding cards for international offline spends ?

    Hi All, I have a secondment opportunity in London for 1 year. I am a bit confused if I should be using any Indian credit/debit card or Forex card for my spending over there. These are the cards I own as of now and I am happy to apply for any newer cards if the benefits are good; Credits Cards...
  13. hritiksakshi

    Zero Forex + Reward Points = Net gain card for forex spends

    As the title summarizes, i am looking for a card which i can utilize for my upcoming abroad trip. i have DCB (with 2% markup - 1% GLOBAL VALUE + 3.33% REWARD RATE) but that's not acceptable at most places in europe. The NIYOX Equitas Debit card will be the go to backup option. I am looking for...
  14. ahmedshaikh__

    ICICI Bank offering FREE multicurrency forex card

    Bro but if we load euro n spend in euro then ??
  15. A

    Revaluation Top Kotak Mahindra Credit Cards to Grab Now?

    International JCB offers me kam karega. JCB Plaza lounge le sakte ho In-city wale. Phir International spend offer koi aaya woh alag se. JCB k conversion rate best hote hai.
  16. Aravind P

    Feedback on SaveSage Club

    I used the app for a bit today. First impression was good. I can see most cards data are available. Short feedback: 1. In cards, I could not see separate options for Sapphiro Amex and Sapphiro Mastercard variants. 2. In flight loyalty programs, united is missing. 3. There is no help section in...
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