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Why 4 cards instead of 2 ?

Is there any option to apply online for new to bank customers ?

Yes. Regalia First is LTF (6 year old card)

Regalia First I got confused with this statement “Above fees are not applicable if your current card is Life Time Free”

Which one should I consider ?

By “since you last checked eligibility” you mean entering my PAN and OTP … right ? I did that(check eligibility) 2 years ago. Today I just entered the phone number (no OTP) and the screen showed the message that my application exists.

Yupp … got 4 reminders(SMS) in the last 1 month … missed every single one of them 😐😐

Forgot to mention, I got the Legend Card wayyyy back in 2022. The same card got closed last week. Shouldn’t that application get deleted by now ?

My IndusInd Legend CC got closed due to non usage RBI rule (I know.. my fault). Now I am trying to re apply but the website says they already have my application on records. Anybody knows how to get my old application deleted from IndusInd records as the customer care is not able to help ?? I...

Sent the email (another ChatGPT product)

Thanks a lot for this… will draft a reply and send this ASAP.

Branch visit mei … they ask for random Initial Funding amount to open the account… could be 50k or 100k or something else. Branch ki jo marzi .. wo karte hain.

Yes … I think this needs to be done … bamboo chahiye inko. Here’s the screenshot of my mail(typical ChatGPT generated mail 🫣)

Now they are claiming “As per RBI guidelines, physical presence is mandatory to open new saving account.” Damn sure this is a lie, based on the fact that most of my other bank accounts were opened completely online. Can somebody tag any experts here who could tell me what should be my next...

Nearest ICICI branch is 28km away ... that's why I am trying to avoid this. This is also the reason why the executive will not visit my home (nobody wants to travel 28km just for opening a bank account). I have escalated the issue through customer care... if nothing works the maybe I will...

Wo sab toh theek hai .... lekin dukh toh iss baat ka hai ☹️☹️... Jiss Topic ka thread create kiya tha "wrong address"... uspe toh koi discussion hi nahi hua ... ladai jhadga ho gaya bas ...

Ab zindagi ka 1 hi maksad hai 😥😥 Business “school” jaao … MBA karo … ICICI ke CEO Bano … aur TnC se yeh CIBIL hit waala clause hatao.

Ignore that screenshot ... that screenshot is from Step 6 ... I never even crossed Step 4. Here's the screenshot of First page ... you cannot bypass this.

Yes. Also you can't proceed without authorizing the CIBIL hit in the first page. So there's no way around.

A CIBIL hit for "Personal Loan". ICICI upper management thinking "Account mei paise kahan se aayenge ... account open karne ke baad personal loan toh lena hi padega na"