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Hey as per the mcc quoted below post likely you won't get cashback using kotak DC because it's utility category. Thank you.

Don't worry, I will figure this out tomorrow. Will let u know the mcc (may be in DM).

Update: I have edited my first post and the rules. I will no longer dislike your post. I observed that many members were ignorant about this thread's rules (mentioned in the first post), hence they might have posted those repeated messages. Would still request all to avoid non-essential...

Also they will be paying monthly interest from May 2025. (Earlier was quarterly payouts)

I somehow missed this thread. Thanks @Tejo for highlighting this. It's useful for me. I would also like to know, @TechnoFino, if you have ever rated anyone with your (+/-) 20 (full) capacity. If the answer is no, then I request that you please start with me. Let me know my weaknesses, and a...

My guess is, the mcc merchant allocation is done automatically, and mostly linked based on 1. The DC Network and the Issuing bank of that DC that you are using. 2. CC for which we are paying the bills (their bank and network) 3. Mobile or Desktop/laptop 4. Mobile data, incognito, fixed data 5...

@iamgroot What was the exact merchant name that is being tagged as 6012 for EDC in Freecharge?

Could you pls. clarify, is that only coming from desktop/laptop? Or is it still coming from the app as well?

HDFC CC Smartbuy offer live again (mostly seen for Millennia CC holders). For me continuously, this is 4th month in a row. Link: https://offers.smartbuy.hdfcbank.com/offer_details/amazon-flipkart-bigbasket-swiggy-zomato-and-more/26150/Z2mkmGM%3D This time I didn't receive it on HDFC app. Found...

Also, that merchant is only coming to selected people and through desk***. Av jaldi se Pioneer member hone ki fayda uthaiye aur thread gayab kijiye. Nehi toh fer se goli barshega.

Today, I received an offer of HDFC CC Insta loan @ 0.99% pm. However, that was for a 5-year duration only. I took it for one year, which was 1.22% pm (14.64% + GST). Proc. fee 1299/-. Three days back, the processing fee was waived, but the interest rate was higher. I am not able to figure out...

Que. IDFC DC is devalued? Is it not giving points for __ anymore? Ans. Not sure. It could be a warning or a work in progress. I believe unrealistic CC bill payment rewards will not survive unless TF moderators move the surviving ones to private/ members-only perks. Everyone, particularly our...

Update on Membership Stacking. Though it was largely known still sharing to let you know the reason of failure. (Cropped from main post)

Update (Issue Resolved): Apay was facing issues in sending gift card code. Your successful order was not able to generate a working gift card code/link around 12:30 am 25/04/2025. Now issue resolved. It's working again as usual. I have just redeemed previous order.