I had a very interesting journey with HDFC.
I had using HDFC salary account since 14 years now. I started using HDFC credit cards in 2012 or 2013 and since then have taken all offers extended for Limit enhancement or card upgrades. Started with a money back+ and then I had a regalia first...
I've been holding an Infinia card for a while now and have always been impressed by its benefits. Recently, my friend tried opening a current and saving account for him and his three partners at HDFC Bank. Due to some technical glitch, they couldn't open the current account, but to their...
Well, don't bet on it. While free locker is an advertised benefit, very few lucky customers actually manage to get it.
And Imperia is virtually of no advantage in getting one an Infinia CC.
.
As mentioned in title, I needed some recommendation of whether I should get a new DC/CC for any specific use case.
FYF Infinia covers vouchers, flights, hotels, bus, and HDFC specific discounts
LTF Sapphiro covers movie tickets and ICICI specific discounts
LTF Apay used to cover Amazon...
After the recent devaluation where 12000 max vouchers per month can be purchased using emeralde private metal, is it still a better card than infinia? The reasons I am thinking -
1. 12000 limit should be separate on add on cards as well (not sure on this, but thinking just like infinia has...
After the recent devaluation where 12000 max vouchers per month can be purchased using emeralde private metal, is it still a better card than infinia? The reasons I am thinking -
1. 12000 limit should be separate on add on cards as well (not sure on this, but thinking just like infinia has...
Amongst all other cards, I am planning to judiciously use these 5 cards:
1. HDFC Infinia Metal (Main Card)
2. HDFC Infinia Metal (Add-on Card)
3. HDFC Biz Black Card
4. Amex Platinum Travel Card (Main Card)
5. Amex Platinum Travel Card (Add-on Card)
My strategy will be to:
1. Purchase 20k APAY...
renewal benefit in terms of reward points, for Infinia you get the 12500 points against the renewal fees of 12500+GST but for dcbm no rewards against the fees for 10000+GST
Axis Atlas due to Diners acceptance issues.
But if you can manage hitting milestones (and aspiring for Infinia) on SmartBuy and other Diners accepted areas, you can go for it. Without Milestone Benefits Diners Black Metal is not a good card.
Just to clear things,
iShop portal was bonus for TB card holders who have taken the card before iShop launched. So got bonus and enjoy. But the real benefit lies on Travel related spends if you have capping on Infinia.
Nothing wrong with the post:)
Just call customer care
Usually before upgrading we have to consume all the benefits of old variants as the banks are always tricky to make the rewards unclaimed
I have been chasing INFINIA after getting to know the benefits from this forum starting 26th Sept
Sept :-
Started the discussion with RM on 26th Sept and she asked me to close the my 10 yr old Millenia card to apply the Infinia.
1st week Oct :-
After 10 days she reverted that that sir card...
Hey everyone!
I wanted to share my journey of upgrading my credit card and let me tell you—it wasn't easy! I've been in current profession for over 10 years, but until May 2024, credit card rewards, points, and perks were just not on my radar. I was swiping my card without a second thought...
Hi ,
So the renewal benefits for infinia is that they give 12,500 points on paying annual fees, so is this limited only for 2-3 yrs or is it lifetime ( everytime i pay annual fees I can get those points ?)