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Dear TFCians, We recently made changes to the TF Community website to address speed and redirection issues. Previously, our site was accessible at www.technofino.in/community, but due to performance problems (especially for Jio network users), we have shifted to technofino.in/community and...

Effective October 5, 2025, ITC Culinaire membership benefits on all IndusInd Bank Mastercard World Elite credit cards will be discontinued. This is a huge blow for premium cards like Pioneer Heritage Metal and Crest.

Back in Jan 2025, I shared a detailed thread about how Amazon & Flipkart gift vouchers purchased from portals like InterMiles were being used by someone else before the buyer could even redeem them. That post gained a lot of attention because many TF members had faced the same issue. Old Thread...

Hey TFCians, A quick update for everyone during this busy tax payment season 🔹 It has been confirmed that the SBI Cashback Credit Card is giving 5% cashback on tax payments. 🔹 Interestingly, some members had already reported this back in June/July 2025, but it went a bit unnoticed at the time...

SBI Card and Flipkart have jointly introduced the SBI Flipkart Credit Card. This product is structured very similarly to the already established Axis Bank Flipkart Credit Card. With this step, Flipkart appears to be expanding its credit card partnerships with multiple banks, which creates...

HSBC India launches HSBC Rewards | Travel with Points – its accelerated rewards portal in partnership with Hopper. Through this portal, you can book flights, hotels, and car rentals while earning accelerated reward points on your HSBC credit card. You can also redeem your reward points also...

Hey TFCians, There is a very important issue we should raise. Recently, after a lot of pressure, the government decided to cut GST rates and simplify processes for fellow Indians, a much-needed step that will ultimately increase consumption and boost the economy. Although we can’t say anything...

Hey TFCians, Recently, I came across a thread where one of our members shared that their HDFC Bank relationship details were disclosed to someone else without their consent. I faced a very similar situation last year—this time with Yes Bank. A Yes Bank employee shared a photo of my...

Whenever I travel internationally, I carefully choose a few credit and debit cards to carry with me — and one card that always makes the cut is the Niyo Global Card. To be honest, it’s not my primary card, but definitely a trusted backup. I have access to a few premium cards that offer better...

The YES BANK POP-CLUB RuPay Credit Card is a beginner-friendly credit card made for people who love shopping and living the digital life. It’s a special partnership between YES BANK and POP UPI, built to make everyday spending more rewarding. This card runs on the RuPay network and works...

Hey TFcians, Samsung India has relaunched its Walk-a-thon India campaign — and this time, it’s even better! 🗓️ Challenge Period: 1st Aug to 30th Aug 2025 📲 Registration: Via Samsung Health App 🎁 What’s in it for you? ✅ Complete 2,00,000 steps during the campaign period and get: 🥇 3 Lucky...

IDFC First Bank recently launched a co-branded credit card in partnership with IndiGo Airlines — the IndiGo IDFC First Bank Dual Credit Card. Why is it called a Dual Credit Card? Because you’ll receive two cards under a single credit card account — one on the RuPay network and another on...

After reading the title, I know what you're thinking — “Yea Sumanta kis line main aagaya... 😅” Lol... but let me share an interesting loophole and a real-life story with you. Recently, @RewardsAlert tweeted about a loophole involving the Axis Atlas X Casino X Accor Points Redemptions trick...

At a time when most credit cards are reducing their rewards, the Kredit.Pe Yes Bank Ace Credit Card feels like a welcome change. Launched in September 2024, it’s a lifetime free RuPay credit card that offers something rare — 2% unlimited cashback on UPI payments. That’s a big deal, especially...

Hello TFCians, Time for a little loophole reveal… @RewardsAlert is already playing the game... I’m just adding a few things I know. (And no, he’s not telling me any loopholes BTW... even after multiple requests...) Did you know, in the past, your Atlas card’s lounge quota used to refresh every...

Guys, This has been a long-pending task for me. I’ve always wanted to create a platform like Wikipedia—focused on credit cards and banking in India. Many of you have also suggested building something like this to make information more accessible and organized. The website is now live! But to...

Some time ago, Yes Bank was offering an Amazon Pay gift voucher worth ₹2,000 on spending ₹1 lakh (or maybe ₹1.5 lakh — I can't remember exactly) or more using your Yes Bank credit card. Today, they are fulfilling the offer by sending the ₹2,000 Amazon Pay gift voucher via email.

It appears that HDFC Bank is setting its own rules, possibly even overstepping the clear directions laid out by the Reserve Bank of India (RBI) in its 2022 Master Direction on credit cards. A TechnoFino Community member recently pointed out that HDFC Bank explicitly states in its credit card...

We all know that credit card issuers usually offer us two options when it comes to replacing a credit card: Reissue Block & Replace Let’s break these down in simple terms: What Is a "Reissue"? A reissue is used when your credit card is not lost - it’s physically with you, but maybe it's...

Last year, I shared an article about how Mr. X, Y, and Z attempted to exploit a loophole. Among them, Mr. Z managed to outsmart the system and made some profit. You can check out that article...