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  1. TechnoFino

    Emirates Cracks Down on Unauthorized Air Miles Trading

    This time, Emirates took action. Sujit Kumar Hota (Sujit da, tweet link: here) posted on Twitter that someone sent him a photo of a form titled "Redemption Ticket Interception Report." A passenger was asked to fill out the form and provide proof that the miles used to upgrade their flight...
  2. TechnoFino

    How to Get a Tax Refund on iPhone Purchases: My Experience in Taiwan

    Hey TFCians, Did you know you can get a tax refund on an iPhone purchase? Generally, Apple Stores worldwide don’t participate in tax refund schemes. However, in some countries, you can find authorized resellers that do. Last year, I visited Japan and purchased two iPhones (for personal/family...
  3. TechnoFino

    Vistara Co-Branded Credit Cards: No More Renewal & Milestone Benefits – IDFC First Bank & SBI Card

    SBI Card and IDFC First Bank have notified their customers that Vistara co-branded credit cards will not receive any renewal benefits or spend-based milestone benefits if the card renewal date is on or after April 1, 2025. In such cases, no annual fee will be charged. However, if your card...
  4. TechnoFino

    Axis Bank May Issue Legal Notices for Unsettled Negative Reward Points Balances

    Recently, Axis Bank sent email notifications to many customers who had misused their credit card reward system back in 2023. The glitch (or loophole, whichever you want to call it) was fixed in January 2024. In response, Axis debited edged points from customers who had taken advantage of this...
  5. TechnoFino

    Celebrating 3 Years of TechnoFino Community: A Journey of Growth and Gratitude

    Three years ago, on February 20, 2022, I started the TechnoFino community with a vision—to create a space where banking, credit cards, and personal finance enthusiasts could come together, share insights, and learn from each other. Today, as we celebrate the 3rd anniversary of TF Community, I...
  6. TechnoFino

    I'm Set Until 2051! Purchased 25 Years CIBIL Subscription

    I'm set for the next 25 years, lol. I purchased CIBIL subscription that will last until 2051! Did you buy any CIBIL plan in advance?
  7. TechnoFino

    Devaluation HSBC Premier Credit Card Devaluation: Major Rewards Cuts from April 2025

    HSBC Premier Credit Card, a card exclusively for their Premier account holders, was relaunched in 2023 as a metal variant. It quickly became a favorite among individuals making high-value payments such as rent and taxes, as it offered reward points on all expenses. However, significant changes...
  8. TechnoFino

    ICICI Bank iShop Accelerated Reward Points Portal Launched - Upto 36% Reward Rate 🔥

    As promised by ICICI Bank at the time of launching the Emeralde Private Metal Card and Times Black Card, they have introduced their Accelerated Rewards Portal, iShop by ICICI Bank. Through this portal, ICICI Bank cardholders can earn accelerated rewards when purchasing gift vouchers, booking...
  9. TechnoFino

    RBI Lifts Ban on Kotak Mahindra Bank, Allows Issuance of New Credit Cards and Online Customer Onboarding

    The Reserve Bank of India (RBI) has lifted the restrictions imposed on Kotak Mahindra Bank, allowing it to resume issuing new credit cards and onboarding customers through online and mobile banking channels. The bank was directed to halt these services in April 2024 after the RBI identified...
  10. TechnoFino

    HDFC Ergo & Apple Watch Reimbursement: A Massive Scam? - India Gets Moving Campaign

    In November 2024, Zopper launched the "India Gets Moving" campaign in partnership with Apple and HDFC Ergo. Under this campaign, participants were rewarded with points for completing their daily step count targets. The points earned could be redeemed for cash rewards, with the potential to...
  11. TechnoFino

    HP Fuel Fest - Flat 3% extra cashback (1 Feb - 31 March 2025)

    Enjoy a 𝗙𝗟𝗔𝗧 𝟯% 𝗖𝗔𝗦𝗛𝗕𝗔𝗖𝗞 on all fuel payments made through HP PAY at Retail Outlets. Earn Happy Coins as cashback rewards and use them for future payments on all transactions. You can download the HP Pay app from here: Click Here Pay for fuel using any payment method available on HP Pay and...
  12. TechnoFino

    Axis Bank Reward Points Transfer Bonus – Get 25% Extra Accor Points!

    A new PDF is being circulated on various social media platforms, including the TF Community, claiming that Axis Bank is offering a 25% bonus on reward points transferred to Accor during the offer period. The Offer: Offer Period: 27th January to 2nd February 2025 Details: Transfer your AXIS...
  13. TechnoFino

    HSBC TravelOne Credit Card Launched | Review | TechnoFino Option

    HSBC Bank today launched its TravelOne credit card in India. First, let's review its full benefits, and then we'll discuss more about this card. [A Few details are copied from this thread - https://www.technofino.in/community/threads/hsbc-travelone-cc-launched-an-axis-atlas-competitor.37051/...
  14. TechnoFino

    Introducing the Exclusive Travel Advisor Section on TechnoFino

    Dear TFC Members, Our community is growing rapidly, and we owe it all to our fantastic members! However, we’ve noticed that many travel advisors have been posting their contact details in inappropriate sections, which goes against our TFC guidelines. To address this, we’ve created a dedicated...
  15. TechnoFino

    Purchasing Amazon Gift Vouchers? Beware of This Serious Fraud 🚨

    Purchasing Amazon gift vouchers through accelerated reward portals and using them for utility bills or insurance payments is a common practice among new-generation credit card users in India. But what if I told you that your purchased Amazon gift voucher could be used by someone else before you...
  16. TechnoFino

    Personal Credit Card Portfolio: Yearly Review of Rewards Earned and Redeemed 2024

    Hey TFCians, As we bid farewell to 2024 and gear up for a fantastic 2025, let's take a moment to reflect on the year gone by. Here's a recap of my personal credit card portfolio, reward earnings, and redemptions from this incredible year. My Credit Card Portfolio (as of 31st December 2024...
  17. TechnoFino

    Best Credit Cards 2025 | Category-wise Credit Card Recommendation By TechnoFino

    Hello TFCians, First of all, Happy New Year to all our wonderful members! I wish that 2025 brings happiness and prosperity to you and your family. As we do every year, we will discuss the best credit cards for 2025 in this article. I have compiled a list of some excellent credit cards...
  18. TechnoFino

    Best Credit Card of the Year 2024 Award Goes To...

    Hey TFCians, Yesterday, we announced the Worst Credit Card of the Year 2024 award. Now, it’s time to reveal the Best Credit Card Launched in 2024! As always, this award is given to a credit card introduced in 2024 that stands out as the best in terms of value and benefits. Only cards launched...
  19. TechnoFino

    Worst Credit Card Of The Year 2024 Award Goes To...

    2024 is about to end in just three days, and it has been a year of several new credit card launches. As we do every year, we are presenting the Worst Credit Card of the Year award to a card that failed to garner interest and doesn't seem to offer value for money. Here’s the list of contenders...
  20. TechnoFino

    Strict Rules to Be Enforced for Maintaining the Quality of TF Community

    Hello TFCians, As 2024 comes to an end, 2025 marks a new beginning for all of us. We are about to reach the milestone of 50,000 registered members, which is a significant achievement. The TF Community is now widely regarded as a trusted source of information by many individuals, bankers, and...
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