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I am seeing multiple users here who are collecting Rupay RSDCs from various banks. Being a novice, I am little bit curious why people are rushing towards having multiple RSDCs? I can understand RSDC can give you benefits of OTT Subscription & other vouchers for availing discounts but little bit...

***Long Post*** I'm sharing my recent experience with a Bank of Baroda (BOB) Max Savings Home Loan application. Last year, I was looking for a home loan and initially approached SBI. However, I wasn't satisfied with their legal and documentation charges, so I decided to switch my application to...

Recently I opened a BOB LITE CURRENT A/C & found that there was the folio charges for 25 transaction entries or part thereof. Later, I searched the same type of transactions in several other banks & found, most of banks are levying Folio Charges in Current Accounts. In the best case scenario...

Recently Indian Bank had launched IND SHAKTI account as follows: https://www.indianbank.in/departments/ind-shakti-smart-women-smart-banking/ Now they either discontinued the IND MAHILA SHAKTI or upgraded the account to IND SHAKTI. If we compare both accounts then the recent one -- IND SHAKTI...

This month, I am noticing multiple payment apps like Cred/Navi/Paytm etc are not allowing me to pay actual full payment amount. Like, my credit card billing amount is 10K for this month but apps are allowing me to pay only 8k via BBPS, stating that if I pay more than that it can lead to payment...

Hi, I am interested in applying BOB EMT DC but I am little confused on the benefits are provided on this debit card. My BOB Account is linked with the number where I don't want to use any OTT or online service, i.e. my banking & OTT/E-commerce numbers both are different & I can maintain this...

Is there any bank available who is offering BSBDA opening through online? Please name it. Thanks

I am a BOB SNAPDEAL CC holder. I am actively using this card primarily but I am noticing that BOB is not crediting reward points on a few UPI transactions. I went through the MITC carefully but didn't find any reason. Hence, I emailed them. Surprisingly, they mailed me the MCCs against those...

I have one Indusind Credit Card which is having pretty low credit limit under 30K. I want to increase the limit of my existing card. Can someone pls guide me, how to increase?

I am not sure but I found this news from various other news portals: https://www.republicworld.com/business/after-icici-bank-hdfc-bank-raises-minimum-balance-for-new-savings-account-check-latest-rates After Icici, HDFC bank has also raised MAB to 25K

Can we open BOB LITE CURRENT Account through Branch? Actually, I am an existing BOB SB Account holder so system is not permitting me to open any other account via online mode. Can anyone please confirm.

Is there any bank in India which is providing Zero Maintaining Balance Current Account which can be opened through Digitally & having free debit card & free sms alert facilities? Thanks

Hi, I am curious to know your usage feedback on IDFC Bank products like: 1. Savings Account 2. Credit Card 3. Loans Thanks

Hi, I am noticing that BOB blocked my SB account suddenly without any prior notification for any UPI transaction. Though, my account is working fine for other digital channels like NEFT but it is not working for UPI. Multiple apps are showing my account as blocked but the status is showing on...

Many PSBs have waived offs MABs, in this context can anyone pls suggest a few bank accounts where we can get: 1. Zero DC charges (Virtual DC or Physical DC) 2. Zero SMS alerts charges I know only BOB/SBI have these facilities or we can turn off SMS alert facilities or turn on VDC facility...

In the era of waiving off minimum balance criteria, Karnataka Bank which is one the oldest private sector banks in India, has changed their MAB requirements from August'25. Those who were availing Rs 500 MAB facilities for SBs without cheque book, now they have to bear a huge jump. New...

Recently I am seeing a new race within PSBs to waive off Minimum Balance requirements. A few banks already waived off the charges as below: 1. SBI (State Bank of India) 2. CANARA BANK 3. CBI (Central Bank of India) 4. PNB (Punjab National Bank) 5. BOB (Bank of Baroda) Excluding Premium Saving...

I have a Kotak811 account past many years. Today, I received a physical debit card without any prior authorisation from myself. My virtual card is going to expire in the coming months. Kotak has upgraded my virtual to physical one, I am not sure how & why? Are you facing similar kind of...

Is there any private bank available in India which is offering similar benefits like Kotak 811. Even I know there is no PSBs available which is offering similar benefit like KOTAK 811 : 1. Zero balance SB 2. Free VDC 3. Free basic sms alerts Please share your review...

Hi, I need your review on Indian Bank service as I found their netbanking portal is looking better than other PSBs like BoB or PNB etc: 1. Branch Service quality 2. Overall server availability 3. UPI failures/UPI availability 4. Service charges 5. SMS alert/Email alert 6. Service requests...