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  • Users: Ram1
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  1. Ram1

    FY 2024-25 End - Credit Card Retention Offers

    Anybody tried and got any good retention offer from banks?
  2. Ram1

    Infinia Upgrade to Infinia plastic still possible?

    Is HDFC still providing Infinia plastic variant as upgrade ? Heard any case recently? And to get LE via FD route,we need savings account ?
  3. Ram1

    Video kyc issue in chrome

    I was doing tmb video kyc in chrome browser android(Samsung s23) . While showing aadhaar using back camera , it is very blurry. I'm always facing this low quality issue during vkyc. Is there any solution for this?
  4. Ram1

    What's that Credit Card you got with minimum effort and maximum effort?

    Alright guys, lets share our stories. Easiest & Hardest efforts we have put to grab our desired credit cards. For me, Card with minimum effort : Federal Bank Federal bank Celesta LTF 10L limit Process - Just 2 steps basic details, approved instantly without any vkyc/physical kyc Card...
  5. Ram1

    SCB Credit Card Limit Revised to 10k

    SCB shockingly revised my limit to 10K. Your credit card account credit limit has been revised from INR 130,500.00 to INR 10,000.00. For any queries, pls contact our customer care- StanChart Is this temporary? How can i get my limit back?
  6. Ram1

    ICICI level 2 escalation

    Hello, I gave a complaint to ICICI level 1 using support website. I got response with subject having reference number as ICICI = E0119xxxx. I'm not satisfied with their response and want to escalate to level 2. What to enter in place of SR number?
  7. Ram1

    DCB Urgent help needed regarding fees

    Hii, I have DCB plastic card and Tataneu card with 5L limit shared limit. PROBLEM - 1 in DCB, I didn't spend anything in this month in Tataneu, there is 2500 excess balance. so there should be 502500 limit available. However it's showing only 455300 as available limit, didn't understand Where's...
  8. Ram1

    My IDFC Wealth cc journey from 5 cibil enquiries to approval

    My biggest wish is to get a ltf premium cc and going with the hype I selected IDFC wealth CC{1 year back} 9 months back I applied Online, First i entered sal 3L & existing cc 6L icici and gave nearest serviceable pincode, I got select cc only - 1st cibil enquiry done Then came back & I...
  9. Ram1

    Rupay credit cards on shared limit

    Hello, I am looking for rupay credit cards on shared limit to existing credit card. It should not report as new card in cibil. Please suggest which banks offer like that I have Normal ccs from icici, axis, sbi, yesbank, federal, hdfc, indusind, kotak, rbl, hsbc, scb, amex
  10. Ram1

    Mrcc+plat travel rewards combination

    I have amex platinum travel card with 50k points. If take MRCC card now will the points of both cards combined? Can I use the use points of plat travel for mrcc gold category redemption? If anyone having both cards, please confirm
  11. Ram1

    No premium cards showing on idfc credit card application

    I am trying to apply idfc credit card using c2c way. But I can't see most premium cards in the list! Is that means no chance of getting premium card from idfc like wealth? Some of the cards missing in the list are Axis magnus, reserve Icici emerald Hdfc dcb, infinia Bob eterna Anybody...
  12. Ram1

    ICICI sapphiro 3 variants issued

    I have icici salary account and my sal >2L Have wealth account with nrv approx 10L Have apay and coral cards I applied online using account aggregator, which was declined. Don't know reason. Got couple of calls from agents, told me that my company was not in icici pay roll even though it is...
  13. Ram1

    Any way to upgrade Indus Legend to Pinnacle without joining fees?

    Have Indusind Legend card with 3L limit and zero balance savings account. How to upgrade legend to Pinnacle without fees? As I want to have zero bal exclusive account. 15k fee with Amazon gv brings big loss of 3k+2700
  14. Ram1

    RBL Bank bazaar save max credit card

    Any idea on this card? Is it shows as credit line or normal credit in Cibil? Video kyc possible?
  15. Ram1

    BOB Eterna ltf card

    Hi, any way to get BOB Eterna as ltf? By opening premium account or through any tricks? please guide if any
  16. Ram1

    How to request Kotak for manual limit enhancement using c2c

    Hi, How can I ask Kotak for Limit enhancement using card to card method. Any particular email id or channel?
  17. Ram1

    Hsbc account opening

    Hi, Is there any way to open hsbc salary account online? Any agents available?
  18. Ram1

    Vijayawada to new delhi flight suggestion needed

    Need a flight ticket from Vijayawada to New Delhi. I'm completely new to air miles. Have 50k edge points in axis magnus And 50k MR points in amex plat travel Please suggest me a way to maximise savings using my points Thanks in advance
  19. Ram1

    Query regarding Fresh Infinia

    How could one approach HDFC for fresh infinia? (don't have hdfc card) Have ~ 25L NRV in imperia savings & annual income doesn't come into infinia bracket. RM/BM not helping much @TechnoFino @Subhankar
  20. Ram1

    RBL debit card transaction successful without otp

    Guys today very strange thing happened I tried to add 10000 into kotak 811 account using RBL signature plus debit card, it didn't ask any otp, directly transaction successful and money debited. How can this happen? Anybody faced similar issue with RBL? If it so happens frequently, we have...
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