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  • Users: ZappyRed
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  1. ZappyRed

    Need suggestions for my portfolio optimization

    Hi all. I'll keep this post short and crisp. I have the below cards with most of them LTF Apay ICICI card(4,60,000, LTF) ICICI Sapphiro(4,60,000, LTF)-------Amex, MC, Visa variants all of them LTF ICICI Emerald(4,60,000, first year free)---> thinking to close after a year in Jan 2025 ICICI...
  2. ZappyRed

    Onecard started UPI service

    Just got some beta update in which I can see UPI service. Check the below screenshot where the UPI service is shown.
  3. ZappyRed

    Axis over limit facility(URGENT help for a booking-time limit as the prices are rising quick)

    Apart from the minimum 500 +GST charges(which I'm ok to pay for), I have activated the 50% over limit facility and tried to do a single transaction over and above my limit with Flip Axis credit card. Case scenario: Full limit is 80000.(=Available limit for next transaction)Over limit availed is...
  4. ZappyRed

    Need a suggestion, am I over levereged?

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  5. ZappyRed

    SHAME ON EMBASSY OF AUSTRIA. SCHENGEN VISAS got swapped mistakenly while printing on passport. Husband Visa printed in Wife Passport and Vice versa.

    My uncle and aunt were part of 26 members(sponsored by a company for those who's sales target reached, ) Group trip to Europe(Austria, Italy, Switzerland, Germany and France) from July 20 to 31, 2024. (Onward from HYD to DEL to VIENNA(20th July 10AM from HYD)) The visa process was assigned to a...
  6. ZappyRed

    Need suggestion on which card to use for Maximum benefit for a 2.5L bike purchase

    Hello folks Planning to purchase a bike Royal Enfield Classic 350 for 2.5L (June 3rd week) I need your suggestion on what card to use to get maximum benefit out of rewards. The showroom people said no extra charges on the above price like card charges and all. They said they'll send a purchase...
  7. ZappyRed

    My 15 days journey with INDUSIND Bank(From Pinnacle CC to Exclusive account with both Visa and MC World Debit cards)

    May 9 2024 - Applied for Pinnacle CC at around 12PM, approved the same day at 7PM with 5L limit(5000+GST fees(Onetime joining fees) reversed for 50k spends in 3months, confirmed by calling CC) May 11 2024 - Pinnacle Card delivered Since my goal is to get an Exclusive Account, I didn't create...
  8. ZappyRed

    HDFC SAVINGS BANK ACCOUNT LOW MAB ACCOUNT(Madhapur Branch,Hyderabad)

    Hi folks We can open a Low Balance Savings Account(MAB Rs. 2500 only) online in HDFC for Madhapur Branch(Hyderabad, India). Only for NTB customers this option is available. If anyone from Hyderabad wants to do it, you can do so. Time ticking before it changes to 5000 rupees MAB account. Thanks
  9. ZappyRed

    Axis My Zone 2500 rewards for free (worth Rs. 500) every year only ONCE.

    Those who are having Axis Bank my zone credit card are eligible for this. Call Axis Bank customer care number at 1800 419 0072. Choose the third option it will get directly connected to the Axis Bank customer care. Before going on with this hack please make sure that your credit limit is...
  10. ZappyRed

    This is a deleted thread

    Deleted thread. Please try again later.
  11. ZappyRed

    Need assistance from the Technofino community. It's freaking urgent

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  12. ZappyRed

    Can I get a HDFC Millenia card again with higher limit in c2c method?

    Hi I hold HDFC Millenia Card(1 year 6months old) and Tata Neu Plus credit cards(6months old maybe) with shared limit of 85,000 among other cards, both LTF. I tried multiple times in increasing the limit of HDFC Bank credit card by sending other card statements, but it didn't work for me. Also...
  13. ZappyRed

    ICICI Sapphiro credit card LTF offer confirmed today.

    https://www.technofino.in/community/threads/i-got-an-offer-for-icici-sapphiro-credit-card-with-nil-annual-and-joining-fee-is-this-legit.16441/ The above is the main thread where I raised a query about getting an offer for the ICICI Sapphiro credit card LTF. I raised an email query with the...
  14. ZappyRed

    I need a suggestion regarding the HDFC Millenia Credit Card

    I got HDFC millenia credit card with limit of 85000, in July 2022. I'm using it as my regular card. But HDFC never increased my limit or offered me an upgrade. I want to upgrade to regalia card but HDFC is not offering me the regalia card or increasing the limit of the existing millennia credit...
  15. ZappyRed

    Can someone throw some light on how Lounge Access companies like Dreamfolks makes profits or sustain?

    How do banks make profits or sustain their business by offering lounge access for Just Rs 2 or Rs 25 that too refundable? How do card networks like Visa or Mastercard make money by having lounge access on their cards for their customers? How did Dreamfolks manage the banks and card networks to...
  16. ZappyRed

    Amazon Quiz/Fun Zone

    Let's start a thread about this Fun Zone feature on Amazon. You can share your experiences and winnings on Amazon.
  17. ZappyRed

    Got 2nd time invitation for Zomato Classic Credit Card after rejection on the same mobile number and email which got rejected for the first time.

    Hi everyone, Around 26th March, I asked Zomato chat support team to lodge a request for an invitation for Zomato classic edition credit card. I waited for my cibil score to get updated until April 1 and I applied for this card after my cibil score got updated on April 1, 2022. But my...
  18. ZappyRed

    Zomato Classic Edition credit card application declined😥😥😥 and my story with this process

    Hi everyone, This post is in regards to the strict policies by Zomato to issue its user a credit card. I applied for it today, I feel I meet all the eligibility criteria to get a card from them, even then they declined my application. A few details about me and the experience with this process...
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